Personal loans in Winona, MS

With an estimated 4,079 residents, Winona is the 71st-largest of 299 places in Mississippi. For a community of about 4,079, the practical step is to compare APR across at least three lenders before committing. Lenders active in Winona report to a Mississippi supervisor, identified in the sourced rows below. A larger market lies at Grenada, MS about 21 miles away.

Winona: population, trend and location

What follows is Winona's place in the Census record, alongside the Mississippi rules that govern a personal loan made here.

• Population: the Census counts 4,079 residents in Winona (Vintage 2023 subcounty estimate), the 71st-largest figure among Mississippi's 299 places.
• Population trend: A drop of about 9.3% from 2020 to 2023.
• Net change: roughly 419 fewer people than the 2020 Census counted.
• Size percentile: Winona's 4,079 people outrank roughly 76% of the places in Mississippi.
• Density: roughly 302 residents per square mile, spread over 13.5 sq mi of land.
• Land area: Winona covers 13.5 square miles, the 44th-largest area among Mississippi's 299 places.
• Water area: Winona has 0.03 square miles of water, ranking 88th of 299 places in Mississippi.
• Share of state population: Winona's 4,079 residents are about 0.3% of Mississippi.
• National rank: Winona is 5,404th of 19,457 places nationwide.
• Growth in Mississippi: Winona stands 289th by percentage change from 2020 to 2023, among 299 places.
• Versus Mississippi: the state average change is -2.3%, while Winona moved 9.3%.
• Density in Mississippi: Winona ranks 210th by people per square mile.
• Density vs Mississippi: Winona's 302 people per square mile compare with a state median of 434.
• Location: it lies at 33.4903, -89.7293 in the Census Gazetteer.
• Nearest larger cities: Grenada (21 mi); Greenwood (27 mi); Kosciusko (31 mi); Louisville (46 mi); Starkville (52 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Duck Hill (10 mi); Kilmichael (10 mi); Vaiden (11 mi).
• Smaller places within 50 miles: 49 of them.
• Larger places within 100 miles: 41.

How lenders reach Winona

With about 302 residents per square mile, Winona is lightly settled, and 4 larger Census places sit within 50 miles. Lenders licensed in Mississippi reach Winona's 4,079 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Grenada, MS about 21 miles away.

Winona against the rest of Mississippi

Within Mississippi, Winona holds roughly 0.3% of all residents, the 71st-largest share among 299 places. For population change between 2020 and 2023, Winona ranks 289th of 299 in Mississippi (about the 3th percentile). Its roughly 302 residents per square mile place it 210th among Mississippi's places. By land area, its 13.5 square miles rank 44th of 299 places in Mississippi.

How Mississippi law applies in Winona

This table holds the Mississippi rate and licensing rules for consumer loans made to Winona's 4,079 residents.

Where Winona sits

Inside Winona's boundaries lie roughly 13.5 square miles of land and 0.03 square miles of water. That land carries about 302 people per square mile. The largest place in Mississippi, Jackson, lies about 86 miles away. A 50-mile radius around Winona takes in 4 places that are larger. Within the same 50 miles lie 49 smaller Census places.

How personal loans work in Winona

In Winona, a small community of about 4,079, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Winona can be quoted different APRs on the same amount and term. Shortening the term on a Winona loan raises the monthly payment but cuts the interest; lengthening it does the reverse.