Personal loans in Carrollton, MS

What the Census records for Carrollton

Here is the sourced Census picture for Carrollton, plus the Mississippi lending rules that apply to a loan taken out here.

• Population: 423 residents; Carrollton is the 214th-largest of 299 places in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 3.0% since the 2020 count.
• Absolute change: 13 residents lost between 2020 and 2023.
• Size percentile: about 28% of Mississippi's Census places are smaller than Carrollton.
• Density: the Census land area of 0.8 sq mi holds about 520 people per square mile.
• By land area: Carrollton ranks 260th among Mississippi's 299 places, at 0.8 sq mi.
• State population share: Carrollton accounts for about 0.0% of everyone in Mississippi.
• National rank: Carrollton sits 13,855th by population among the 19,457 places in this dataset.
• Growth rank: Carrollton ranks 166th among Mississippi's 299 places for the 2020-to-2023 change.
• Versus Mississippi: the state average change is -2.3%, while Carrollton moved 3.0%.
• Density in Mississippi: Carrollton ranks 121st by people per square mile.
• Against the state median: Carrollton runs about 520 residents per square mile, where the Mississippi median is 434.
• Location: mapped by the US Census Bureau at 33.5056, -89.9218.
• Nearest larger cities: Winona (11 mi); Duck Hill (15 mi); Vaiden (15 mi); Greenwood (16 mi); Grenada (20 mi). Living near a larger metro rarely changes what is available in Carrollton.
• Nearest smaller towns: North Carrollton (1 mi); Sidon (18 mi); Cruger (22 mi).
• Smaller places within 50 miles: 21 of them.
• Within 100 miles: 145 places are larger than Carrollton.

Mississippi rules behind a Carrollton personal loan

This table holds the Mississippi rate and licensing rules for consumer loans made to Carrollton's 423 residents.

The Carrollton borrowing checklist

For Carrollton's roughly 423 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Make sure the lender appears in the Mississippi regulator's licence list.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

What differs between Carrollton and the rest of Mississippi is not the process but the borrower's own file, among the 423 people here.

How a Carrollton personal loan is priced

A Carrollton personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 423 residents. A lender serving Carrollton's 423 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Carrollton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Carrollton's place among Mississippi's 299 places

Among Mississippi's 299 places, Carrollton sits at 214th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 166th of 299 Mississippi places, putting it near the 44th percentile for growth. By density, at about 520 people per square mile, it ranks 121st in Mississippi. The population moved by about 13 people between 2020 and 2023, a 3.0% shift.

How lenders reach Carrollton

At roughly 520 people per square mile, Carrollton is moderately settled; 39 larger places lie within 50 miles. Distance to a branch rarely matters for Carrollton's 423 residents: the application is online and the price follows your credit file. The nearest larger city, Winona, MS about 11 miles away.