Personal loans in Duck Hill, MS
Consumer lending that reaches Duck Hill's 1,181 residents is governed by Mississippi statute; no city ordinance changes it. The roughly 1,181 people who live in Duck Hill borrow under Mississippi rules; city hall sets no personal-loan rate.
With 1,181 residents, Duck Hill outranks about 54% of the communities in Mississippi. Duck Hill added about 90.8% to its population between the 2020 base and the 2023 estimate. Decide the purpose of the loan and your repayment plan before sharing any details with a Duck Hill lender. The nearest larger city is Winona, MS about 10 miles away.
Duck Hill by the numbers
Set out below is Duck Hill's local context next to the state-level rules that reach every lender here.
- Population: about 1,181 people live here, which puts Duck Hill 138th of 299 Census places in Mississippi (Vintage 2023).
- Population trend: Roughly 90.8% more residents than the 2020 Census counted.
- People gained or lost: about 562 more since the 2020 base.
- Size percentile: with 1,181 residents, Duck Hill is larger than about 54% of Mississippi's Census places.
- Density: roughly 1,142 residents per square mile, spread over 1.0 sq mi of land.
- Land area: Duck Hill covers 1.0 square miles, the 230th-largest area among Mississippi's 299 places.
- Within Mississippi: about 0.1% of the state's population lives in Duck Hill.
- National rank: Duck Hill sits 9,612th by population among the 19,457 places in this dataset.
- Growth rank: Duck Hill ranks 1st among Mississippi's 299 places for the 2020-to-2023 change.
- Versus Mississippi: the state average change is -2.3%, while Duck Hill moved 90.8%.
- Density in Mississippi: Duck Hill ranks 28th by people per square mile.
- Density in context: Duck Hill's 1,142 people per square mile sit against a Mississippi median of 434.
- Location: coordinates 33.6316, -89.7154 (US Census Bureau Gazetteer).
- Nearest larger cities: Winona (10 mi); Grenada (12 mi); Eupora (26 mi); Calhoun City (28 mi); Greenwood (29 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: North Carrollton (14 mi); Carrollton (15 mi); Kilmichael (16 mi).
- Smaller places within 50 miles: 37 of them.
- Within 100 miles: 95 places are larger than Duck Hill.
Duck Hill: area, density and distance
Inside Duck Hill's boundaries lie about 1.0 square miles of land, with no significant water area recorded. The resulting density is about 1,142 people per square mile. For the state's biggest city, Jackson, the distance is roughly 95 miles. Duck Hill has 20 larger places within a 50-mile radius. By land area it ranks 230th of 299 Mississippi places.
Inside a Duck Hill personal loan
Duck Hill is a small community of about 1,181 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Duck Hill's rank of 138th in Mississippi: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Duck Hill decides the split between a comfortable payment and the total interest you pay.
What to do before borrowing in Duck Hill
Before you hand your details to a lender in Duck Hill, where the population is near 1,181:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the lender holds a Mississippi licence by checking the regulator named above.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
The process is identical across Mississippi; what changes is your credit file, not the fact that Duck Hill holds 1,181 people.
Duck Hill in state context
Duck Hill is the 138th-largest of 299 Census places in Mississippi and contains about 0.1% of the state's people. For population change between 2020 and 2023, Duck Hill ranks 1st of 299 in Mississippi (about the 100th percentile). By density, at about 1,142 people per square mile, it ranks 28th in Mississippi. Between 2020 and 2023 the count changed by roughly 562 residents.
Mississippi consumer-lending rules applied in Duck Hill
For the roughly 1,181 residents of Duck Hill, the rules below are Mississippi's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
Common questions
What are my options in Duck Hill if my credit is poor?
What loan size can I expect in Duck Hill?
Do I have to pledge anything to borrow in Duck Hill?
Does comparing loans in Duck Hill cost me credit score points?
Nearby places
- Winona, MS — population 4,079
- Grenada, MS — population 12,267
- North Carrollton, MS — population 381
- Carrollton, MS — population 423
- Kilmichael, MS — population 587
- Vaiden, MS — population 881
- Coffeeville, MS — population 776
- Slate Springs, MS — population 98