Personal loans in Wing, ND
Population in Wing dropped about 2.2% over the three years from 2020 to 2023. The Census estimates 131 residents in Wing, which ranks it 193rd of 355 places in North Dakota. Personal loans in Wing are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 131 population. Read the disclosure for an origination fee and any prepayment penalty before signing in Wing. When North Dakota caps or restricts a product, lenders either change the terms or withdraw it from Wing as from the rest of the state. The nearest larger city is Wilton, ND about 24 miles away.
Where Wing stands
Set out below is Wing's local context next to the state-level rules that reach every lender here.
- Population: 131 residents; Wing is the 193rd-largest of 355 places in North Dakota (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 2.2% from 2020 to 2023.
- Absolute change: 3 residents lost between 2020 and 2023.
- Size percentile: Wing sits ahead of around 46% of North Dakota places, at 131 people.
- Land and density: 0.6 square miles of land carry roughly 205 residents per square mile.
- By land area: Wing ranks 162nd among North Dakota's 355 places, at 0.6 sq mi.
- Within North Dakota: about 0.0% of the state's population lives in Wing.
- National rank: Wing is the 17,589th most populous of the 19,457 Census places covered here.
- Growth in North Dakota: Wing stands 198th by percentage change from 2020 to 2023, among 355 places.
- State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Wing's 2.2%.
- Density rank: Wing places 245th among North Dakota's places by people per square mile.
- Against the state median: Wing runs about 205 residents per square mile, where the North Dakota median is 352.
- Location: mapped by the US Census Bureau at 47.1423, -100.2823.
- Nearest larger cities: Wilton (24 mi); McClusky (25 mi); Steele (26 mi); Bismarck (32 mi); Lincoln (32 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Regan (12 mi); Tuttle (14 mi); Robinson (24 mi).
- Smaller places within 50 miles: 13 of them.
- Larger places within 100 miles: 72.
How personal loans work in Wing
With roughly 131 residents, Wing is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Wing's 131 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Wing loan but raises total interest, so the smallest payment is not the cheapest loan.
Getting a loan in Wing
With about 205 residents per square mile, Wing is lightly settled, and 16 larger Census places sit within 50 miles. A North Dakota licence lets a lender serve Wing without a local office, so branch density does not change what its 131 residents are offered. For a larger market, the closest option is Wilton, ND about 24 miles away.
The North Dakota lending rules that reach Wing
Below are the North Dakota rules that apply to a loan made in Wing, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Dakota Department of Financial Institutions (NDDFI) Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters." | North Dakota Department of Financial Institutions as of 2026-09-16 |
| Usury penalties (state-specific rule) | Usury forfeits all interest plus 25% of principal; charging usurious interest is a class B misdemeanor. Source says: "shall be deemed a forfeiture of the entire interest" and "a forfeiture of twenty-five percent of the principal" (N.D.C.C. 47-14-10); usury is a class B misdemeanor (47-14-11). | North Dakota Legislative Branch as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Formula ceiling: 6-month U.S. Treasury bill average + 5.5 percentage points, never less than 7%; NDDFI-published rate for September 2026: 9.204%. Source says: "The rate is equal to five and one-half percent (5.5%) higher than the current cost of money" and "the maximum allowable interest rate ceiling may not be less than seven (7) percent" (NDDFI Usury Rate page; September 2026 rate 9.204%). | North Dakota Department of Financial Institutions as of 2026-09-16 |
Wing: area, density and distance
Inside Wing's boundaries lie about 0.6 square miles of land, with no significant water area recorded. Spread across it are roughly 205 residents per square mile. Fargo, the largest place in North Dakota, is about 164 miles from Wing. A 50-mile radius around Wing takes in 16 places that are larger. Within the same 50 miles lie 13 smaller Census places.
How Wing compares across North Dakota
Wing is the 193rd-largest of 355 Census places in North Dakota and contains about 0.0% of the state's people. For population change between 2020 and 2023, Wing ranks 198th of 355 in North Dakota (about the 44th percentile). At about 205 people per square mile, Wing is the 245th most densely settled place in North Dakota. The population moved by about 3 people between 2020 and 2023, a 2.2% shift.
Common questions
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Does comparing loans in Wing cost me credit score points?
Nearby places
- Regan, ND — population 34
- Tuttle, ND — population 58
- Goodrich, ND — population 110
- McClusky, ND — population 319
- Steele, ND — population 652
- Hurdsfield, ND — population 60
- Robinson, ND — population 35
- Wilton, ND — population 714