Personal loans in Hurdsfield, ND

A 2020-to-2023 comparison shows Hurdsfield down by about 4.8%. Rate-shopping from Hurdsfield costs nothing at pre-qualification, where a soft pull leaves your credit file alone. For a bigger market, look to Goodrich, ND about 9 miles away. When North Dakota caps or restricts a product, lenders either change the terms or withdraw it from Hurdsfield as from the rest of the state.

What the Census records for Hurdsfield

The figures below are Hurdsfield's own — Census population, land area and coordinates — followed by the North Dakota rules.

• Population: an estimated 60 residents, 267th of 355 places in North Dakota (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 4.8%.
• Net change: roughly 3 fewer people than the 2020 Census counted.
• Size percentile: roughly 25% of North Dakota places rank below Hurdsfield.
• Density: the Census land area of 0.3 sq mi holds about 207 people per square mile.
• Land area: Hurdsfield covers 0.3 square miles, the 265th-largest area among North Dakota's 355 places.
• Within North Dakota: about 0.0% of the state's population lives in Hurdsfield.
• National standing: Hurdsfield ranks 18,827th of 19,457 US places.
• Growth rank: Hurdsfield ranks 327th among North Dakota's 355 places for the 2020-to-2023 change.
• Against the state trend: Hurdsfield's 4.8% change compares with a North Dakota average of -1.2% across its 355 places.
• Density rank: Hurdsfield is the 243rd most densely settled place in North Dakota.
• Density in context: Hurdsfield's 207 people per square mile sit against a North Dakota median of 352.
• Location: 47.4472, -99.9304 (Census Gazetteer coordinates).
• Nearest larger cities: Goodrich (9 mi); Bowdon (10 mi); Fessenden (20 mi); Harvey (23 mi); McClusky (24 mi). Online lenders reach Hurdsfield no matter how far the nearest branch is.
• Nearest smaller towns: Tuttle (21 mi); Robinson (22 mi); Cathay (25 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 9 smaller Census places.
• Larger places within 100 miles: 116.

Where Hurdsfield sits

Hurdsfield covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 60 residents, the land area yields roughly 207 people per square mile. For the state's biggest city, Fargo, the distance is roughly 151 miles. Within 50 miles of Hurdsfield there are 24 larger Census places. By land area it ranks 265th of 355 North Dakota places.

The anatomy of a Hurdsfield personal loan

In Hurdsfield, a small community of about 60, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Hurdsfield's 60 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Hurdsfield loan is knowable in advance — unlike a revolving card balance.

Getting a loan in Hurdsfield

At roughly 207 people per square mile, Hurdsfield is lightly settled; 24 larger places lie within 50 miles. A North Dakota licence lets a lender serve Hurdsfield without a local office, so branch density does not change what its 60 residents are offered. The nearest larger city, Goodrich, ND about 9 miles away.

A practical checklist for Hurdsfield borrowers

These steps shape the offer you get in Hurdsfield, a place of about 60 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the lender holds a North Dakota licence by checking the regulator named above.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

In Hurdsfield as elsewhere in North Dakota, the written terms — not the advertisement — are what count for its 60 residents.

The North Dakota lending rules that reach Hurdsfield

This table holds the North Dakota rate and licensing rules for consumer loans made to Hurdsfield's 60 residents.