Personal loans in McClusky, ND

What the Census records for McClusky

Set out below is McClusky's local context next to the state-level rules that reach every lender here.

• Population: 319 residents; McClusky is the 119th-largest of 355 places in North Dakota (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 1.5% across the 2020-to-2023 comparison.
• People gained or lost: about 5 fewer since the 2020 base.
• Size percentile: McClusky sits ahead of around 66% of North Dakota places, at 319 people.
• Population density: about 860 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: McClusky's 0.4 square miles rank 226th of 355 places in North Dakota.
• State share: roughly 0.1% of North Dakota's residents live in McClusky (319 people).
• National rank: McClusky sits 14,894th by population among the 19,457 places in this dataset.
• Growth rank: McClusky ranks 149th among North Dakota's 355 places for the 2020-to-2023 change.
• Against the state trend: McClusky's 1.5% change compares with a North Dakota average of -1.2% across its 355 places.
• Density rank: McClusky is the 67th most densely settled place in North Dakota.
• Density in context: McClusky's 860 people per square mile sit against a North Dakota median of 352.
• Location: it lies at 47.4840, -100.4425 in the Census Gazetteer.
• Nearest larger cities: Turtle Lake (21 mi); Wilton (28 mi); Washburn (30 mi); Harvey (31 mi); Underwood (33 mi). Online lenders reach McClusky no matter how far the nearest branch is.
• Nearest smaller towns: Mercer (13 mi); Goodrich (15 mi); Regan (23 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 26 of them.
• At 100 miles: 44 larger Census places fall inside that radius.

What to do before borrowing in McClusky

Before you apply in McClusky, a community of about 319, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the North Dakota regulator's records to confirm the lender is licensed here.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Make sure the new payment leaves room in a budget you already keep.

The process is identical across North Dakota; what changes is your credit file, not the fact that McClusky holds 319 people.

The North Dakota lending rules that reach McClusky

For the roughly 319 residents of McClusky, the rules below are North Dakota's own; each row carries its publisher and retrieval date.

How McClusky compares across North Dakota

Set beside North Dakota's 355 places, McClusky ranks 119th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, McClusky ranks 149th of 355 in North Dakota (about the 58th percentile). By density, at about 860 people per square mile, it ranks 67th in North Dakota. Within 50 miles sit 26 smaller Census places, alongside the 14 that are larger.

McClusky: area, density and distance

McClusky covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 860 people per square mile. The largest place in North Dakota, Fargo, lies about 175 miles away. Within 50 miles of McClusky there are 14 larger Census places. By land area it ranks 226th of 355 North Dakota places.

Lender access in McClusky

With about 860 residents per square mile, McClusky is moderately settled, and 14 larger Census places sit within 50 miles. What is available to McClusky's 319 borrowers is set by North Dakota licensing and your own credit, not by how many branches are nearby. The nearest larger city, Turtle Lake, ND about 21 miles away.