Personal loans in West Yellowstone, MT

What the Census records for West Yellowstone

Here is the sourced Census picture for West Yellowstone, plus the Montana lending rules that apply to a loan taken out here.

• Population: a Census-estimated 1,222, 50th among Montana's 127 places (Vintage 2023).
• Population trend: Roughly 4.0% fewer residents than the 2020 Census counted.
• People gained or lost: about 51 fewer since the 2020 base.
• Size percentile: with 1,222 residents, West Yellowstone is larger than about 61% of Montana's Census places.
• Population density: about 1,346 people per square mile (Census land area 0.9 sq mi).
• By land area: West Yellowstone ranks 64th among Montana's 127 places, at 0.9 sq mi.
• State share: roughly 0.2% of Montana's residents live in West Yellowstone (1,222 people).
• Nationally: West Yellowstone is the 9,474th-largest of 19,457 Census places in the dataset.
• Growth rank: West Yellowstone's 2020-to-2023 change ranks 122nd of 127 places in Montana.
• State comparison: Montana's places average +3.8% for 2020-to-2023, against West Yellowstone's 4.0%.
• Density rank: West Yellowstone is the 48th most densely settled place in Montana.
• Against the state median: West Yellowstone runs about 1,346 residents per square mile, where the Montana median is 1,071.
• Location: coordinates 44.6622, -111.1070 (US Census Bureau Gazetteer).
• Nearest larger cities: St. Anthony (56 mi); Sugar City (63 mi); Driggs (64 mi); Rexburg (67 mi); Bozeman (71 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Island Park (14 mi); Ashton (44 mi); Drummond (47 mi).
• Smaller places within 50 miles: 3 of them.
• Within 100 miles: 19 places are larger than West Yellowstone.

West Yellowstone's place among Montana's 127 places

Set beside Montana's 127 places, West Yellowstone ranks 50th by population and holds about 0.2% of the state total. For population change between 2020 and 2023, West Yellowstone ranks 122nd of 127 in Montana (about the 4th percentile). By density, at about 1,346 people per square mile, it ranks 48th in Montana. By land area, its 0.9 square miles rank 64th of 127 places in Montana.

How Montana law applies in West Yellowstone

This table holds the Montana rate and licensing rules for consumer loans made to West Yellowstone's 1,222 residents.

West Yellowstone: area, density and distance

West Yellowstone covers about 0.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,346 residents per square mile. For the state's biggest city, Billings, the distance is roughly 147 miles. A 50-mile radius around West Yellowstone takes in 0 places that are larger. By land area it ranks 64th of 127 Montana places.

The West Yellowstone borrowing checklist

Before you apply in West Yellowstone, a community of about 1,222, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Look the lender up in the Montana regulator's licence records before you sign.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Be clear on what the loan is for and how it gets repaid.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

None of these steps is West Yellowstone-specific: the same Montana licensing and disclosure rules reach all 1,222 residents.

How personal loans work in West Yellowstone

In West Yellowstone, a small community of about 1,222, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a West Yellowstone lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a West Yellowstone loan is knowable in advance — unlike a revolving card balance.