Personal loans in St. Anthony, ID
With roughly 4,025 residents, St. Anthony is a small community, and the lending rules its borrowers live under are written in Idaho, not by the city. About 4,025 people live in St. Anthony, placing it 40th of 197 Census places in Idaho. Borrowers who want a bigger city can look to Rexburg, ID about 11 miles away. From the 2020 Census base to the 2023 estimate, the population rose by about 8.9%. For the 4,025 people in St. Anthony, Idaho runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Compare APR, not the interest rate, because the APR folds in most fees on a St. Anthony loan.
St. Anthony by the numbers
The figures below are St. Anthony's own — Census population, land area and coordinates — followed by the Idaho rules.
- Population: an estimated 4,025 residents, 40th of 197 places in Idaho (Census Vintage 2023 subcounty estimate).
- Population trend: Up about 8.9% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 328 more since the 2020 base.
- Size percentile: St. Anthony sits ahead of around 80% of Idaho places, at 4,025 people.
- Population density: about 2,091 people per square mile (Census land area 1.9 sq mi).
- By land area: St. Anthony ranks 70th among Idaho's 197 places, at 1.9 sq mi.
- Water area rank: St. Anthony ranks 38th among Idaho's 197 places, with 0.04 sq mi.
- State population share: St. Anthony accounts for about 0.3% of everyone in Idaho.
- National rank: St. Anthony is the 5,440th most populous of the 19,457 Census places covered here.
- Growth rank: St. Anthony's 2020-to-2023 change ranks 50th of 197 places in Idaho.
- Against the state trend: St. Anthony's 8.9% change compares with a Idaho average of +7.1% across its 197 places.
- Density rank: St. Anthony places 43rd among Idaho's places by people per square mile.
- Against the state median: St. Anthony runs about 2,091 residents per square mile, where the Idaho median is 1,026.
- Location: it lies at 43.9661, -111.6845 in the Census Gazetteer.
- Nearest larger cities: Rexburg (11 mi); Rigby (23 mi); Ammon (37 mi); Idaho Falls (37 mi); Shelley (46 mi). Lenders licensed in the state serve St. Anthony whether or not they keep a local branch.
- Smaller places close by: Parker (4 mi); Teton (5 mi); Newdale (7 mi).
- Within a 50-mile radius: 21 smaller Census places.
- Larger places within 100 miles: 10.
Idaho rules behind a St. Anthony personal loan
Below are the Idaho rules that apply to a loan made in St. Anthony, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Idaho Department of Finance (IDOF) Source says: "Safeguarding the financial health of Idahoans through the appropriate oversight of diverse financial institutions, the education and protection of consumers". | Idaho Department of Finance as of 2026-09-16 |
| Payday lending status | Permitted under license (payday loan license required) Source says: "No person shall engage in the business of payday loans ... without having first obtained a license under this chapter". | Idaho State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Lenders License required (regulated consumer loans) Source says: "unless a person is exempt ... he shall not engage in the business of: (a) Making regulated consumer loans". | Idaho State Legislature as of 2026-09-16 |
St. Anthony against the rest of Idaho
Among Idaho's 197 places, St. Anthony sits at 40th for population, a share of roughly 0.3% of the state. For population change between 2020 and 2023, St. Anthony ranks 50th of 197 in Idaho (about the 75th percentile). At about 2,091 people per square mile, St. Anthony is the 43rd most densely settled place in Idaho. Within 50 miles sit 21 smaller Census places, alongside the 5 that are larger.
What a St. Anthony borrower is actually offered
A St. Anthony personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 4,025 residents. Two numbers drive a St. Anthony loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in St. Anthony decides the split between a comfortable payment and the total interest you pay.
Before you apply in St. Anthony
Before you hand your details to a lender in St. Anthony, where the population is near 4,025:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Idaho regulator's records to confirm the lender is licensed here.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
The process is identical across Idaho; what changes is your credit file, not the fact that St. Anthony holds 4,025 people.
Borrowing reach in St. Anthony
With about 2,091 residents per square mile, St. Anthony is fairly dense, and 5 larger Census places sit within 50 miles. Distance to a branch rarely matters for St. Anthony's 4,025 residents: the application is online and the price follows your credit file. The nearest larger city, Rexburg, ID about 11 miles away.
Common questions
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Nearby places
- Parker, ID — population 298
- Teton, ID — population 840
- Newdale, ID — population 332
- Sugar City, ID — population 2,115
- Rexburg, ID — population 39,975
- Ashton, ID — population 951
- Drummond, ID — population 15
- Ririe, ID — population 705