Personal loans in Parker, ID

A single loan can carry different costs on either side of a state line, and Parker sits on the Idaho side of that line. The Census estimates 298 residents in Parker, which ranks it 152nd of 197 places in Idaho. Decide the purpose of the loan and your repayment plan before sharing any details with a Parker lender. The 2020 count to the 2023 estimate shows about 1.0% decline in Parker. The next larger city is St. Anthony, ID about 4 miles away.

The Parker data picture

Only a few things actually differ by place — population, area, location, and the Idaho rules a lender must follow — and they are below.

• Population: about 298 people live here, which puts Parker 152nd of 197 Census places in Idaho (Vintage 2023).
• Population trend: A loss of roughly 1.0% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
• Size percentile: roughly 23% of Idaho places rank below Parker.
• Density: roughly 859 residents per square mile, spread over 0.3 sq mi of land.
• Land area: Parker covers 0.3 square miles, the 164th-largest area among Idaho's 197 places.
• Within Idaho: about 0.0% of the state's population lives in Parker.
• National rank: Parker is the 15,143rd most populous of the 19,457 Census places covered here.
• Growth in Idaho: Parker stands 191st by percentage change from 2020 to 2023, among 197 places.
• Against the state trend: Parker's 1.0% change compares with a Idaho average of +7.1% across its 197 places.
• Density rank: Parker places 117th among Idaho's places by people per square mile.
• Density in context: Parker's 859 people per square mile sit against a Idaho median of 1,026.
• Location: 43.9584, -111.7592 (US Census Bureau Gazetteer).
• Nearest larger cities: St. Anthony (4 mi); Sugar City (6 mi); Teton (7 mi); Newdale (9 mi); Rexburg (9 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: Drummond (21 mi); Tetonia (32 mi); Spencer (35 mi).
• Within a 50-mile radius: 5 smaller Census places.
• At 100 miles: 45 larger Census places fall inside that radius.

How lenders reach Parker

Parker is moderately settled, with about 859 people per square mile and 23 larger places within 50 miles. Lenders licensed in Idaho reach Parker's 298 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is St. Anthony, ID about 4 miles away.

Land, water and location for Parker

Parker's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 859 residents per square mile. For the state's biggest city, Boise City, the distance is roughly 224 miles. Within 50 miles of Parker there are 23 larger Census places. The 100-mile radius contains 45 larger places.

What shapes a Parker personal loan

Parker is a small community of about 298 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Parker loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Parker decides the split between a comfortable payment and the total interest you pay.

Idaho consumer-lending rules applied in Parker

Below are the Idaho rules that apply to a loan made in Parker, each with the regulator that issued it.

Parker's place among Idaho's 197 places

Parker is the 152nd-largest of 197 Census places in Idaho and contains about 0.0% of the state's people. For population change between 2020 and 2023, Parker ranks 191st of 197 in Idaho (about the 3th percentile). Its roughly 859 residents per square mile place it 117th among Idaho's places. Within 50 miles sit 5 smaller Census places, alongside the 23 that are larger.