Personal loans in Ennis, MT
When Montana caps or restricts a product, lenders either change the terms or withdraw it from Ennis as from the rest of the state. With an estimated 1,047 residents, Ennis is the 53rd-largest of 127 places in Montana.
For a borrower among the roughly 1,047 residents of Ennis, a personal loan is a tool whose cost turns on the terms, not the address. The trend for Ennis between 2020 and 2023 is upward by roughly 13.9%. Use the calculator on this page to price an amount and term before you commit in Ennis. The nearest larger metro is Three Forks, MT about 39 miles away.
Where Ennis stands
Set out below is Ennis's local context next to the state-level rules that reach every lender here.
- Population: 1,047 people, a figure that places Ennis 53rd among the 127 Census places in Montana (US Census Bureau, Vintage 2023).
- Population trend: Roughly 13.9% more residents than the 2020 Census counted.
- Absolute change: 128 residents added between 2020 and 2023.
- Size percentile: bigger than about 58% of the places in Montana, with 1,047 residents in Ennis.
- Density: the Census land area of 0.7 sq mi holds about 1,419 people per square mile.
- Land area rank: Ennis's 0.7 square miles rank 75th of 127 places in Montana.
- Within Montana: about 0.2% of the state's population lives in Ennis.
- National rank: Ennis is 10,031st of 19,457 places nationwide.
- Growth rank: Ennis ranks 9th among Montana's 127 places for the 2020-to-2023 change.
- Against the state trend: Ennis's 13.9% change compares with a Montana average of +3.8% across its 127 places.
- Density rank: Ennis is the 42nd most densely settled place in Montana.
- Density in context: Ennis's 1,419 people per square mile sit against a Montana median of 1,071.
- Location: coordinates 45.3461, -111.7313 (US Census Bureau Gazetteer).
- Nearest larger cities: Three Forks (39 mi); Belgrade (40 mi); Bozeman (40 mi); Whitehall (40 mi); Manhattan (40 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Virginia City (11 mi); Sheridan (24 mi); Twin Bridges (32 mi).
- Smaller neighbours: 3 places smaller than Ennis sit within 50 miles.
- Within 100 miles: 16 places are larger than Ennis.
Ennis: area, density and distance
The Census Gazetteer records about 0.7 square miles of land within Ennis, with no significant water area listed. Spread across it are roughly 1,419 residents per square mile. For the state's biggest city, Billings, the distance is roughly 157 miles. Counting outward 50 miles, 6 larger communities surround Ennis. Within the same 50 miles lie 3 smaller Census places.
Where Ennis sits in Montana
Set beside Montana's 127 places, Ennis ranks 53rd by population and holds about 0.2% of the state total. Its 2020-to-2023 change ranks 9th of 127 Montana places, putting it near the 93th percentile for growth. At about 1,419 people per square mile, Ennis is the 42nd most densely settled place in Montana. Between 2020 and 2023 the count changed by roughly 128 residents.
How personal loans work in Ennis
A Ennis personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,047 residents. A lender serving Ennis's 1,047 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Ennis loan is knowable in advance — unlike a revolving card balance.
Montana rules behind a Ennis personal loan
Montana has no separate rate rule for Ennis; the sourced rows below are what reach every lender that serves its 1,047 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Montana Division of Banking and Financial Institutions (BFID), Department of Administration Source says: "The Montana Division of Banking and Financial Institutions (Division) does all of its licensing through the Nationwide Multistate Licensing System (NMLS)." | Montana Department of Administration, Division of Banking and Financial Institutions as of 2026-09-16 |
| Deferred deposit loan license requirement (MCA 31-1-705) | A person may not engage in or offer to engage in the business of making deferred deposit loans unless licensed by the department Source says: "A person may not engage in or offer to engage in the business of making deferred deposit loans unless licensed by the department." | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Greater of 15% or prime rate + 6 percentage points per year (written agreement); regulated lenders exempt Source says: "Parties may agree in writing to the payment of any rate of interest that does not exceed the greater of 15%" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
How lenders reach Ennis
Ennis is a moderately settled community of about 1,047 people, with 6 larger places inside a 50-mile radius. Distance to a branch rarely matters for Ennis's 1,047 residents: the application is online and the price follows your credit file. The nearest bigger place is Three Forks, MT about 39 miles away.
Common questions
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Nearby places
- Virginia City, MT — population 242
- Sheridan, MT — population 761
- Three Forks, MT — population 1,986
- Twin Bridges, MT — population 385
- Whitehall, MT — population 1,080
- Manhattan, MT — population 2,109
- Belgrade, MT — population 12,509
- Bozeman, MT — population 57,305