Personal loans in Waynesfield, OH

About 737 people live in Waynesfield, placing it 584th of 924 Census places in Ohio. Use the calculator on this page to price an amount and term before you commit in Waynesfield. When Ohio caps or restricts a product, lenders either change the terms or withdraw it from Waynesfield as from the rest of the state. The nearest larger metro is Lakeview, OH about 8 miles away.

Where Waynesfield stands

Two layers matter for a Waynesfield borrower: the local population picture and Ohio's consumer-lending statutes.

• Population: the Census counts 737 residents in Waynesfield (Vintage 2023 subcounty estimate), the 584th-largest figure among Ohio's 924 places.
• Population trend: A drop of about 2.1% from 2020 to 2023.
• Absolute change: 16 residents lost between 2020 and 2023.
• Size percentile: roughly 37% of Ohio places rank below Waynesfield.
• Density: roughly 1,172 residents per square mile, spread over 0.6 sq mi of land.
• Land area rank: Waynesfield's 0.6 square miles rank 631st of 924 places in Ohio.
• Within Ohio: about 0.0% of the state's population lives in Waynesfield.
• National rank: Waynesfield is the 11,555th most populous of the 19,457 Census places covered here.
• Growth rank: Waynesfield's 2020-to-2023 change ranks 749th of 924 places in Ohio.
• Versus Ohio: the state average change is +0.9%, while Waynesfield moved 2.1%.
• Density rank: Waynesfield is the 524th most densely settled place in Ohio.
• Density in context: Waynesfield's 1,172 people per square mile sit against a Ohio median of 1,289.
• Location: latitude 40.6025, longitude -83.9734 (Census Gazetteer).
• Nearest larger cities: Lakeview (8 mi); Cridersville (9 mi); Alger (10 mi); Russells Point (10 mi); Wapakoneta (12 mi). Living near a larger metro rarely changes what is available in Waynesfield.
• Smaller communities close by: Harrod (8 mi); Lafayette (11 mi); McGuffey (12 mi), each with its own Census population profile.
• Smaller places within 50 miles: 92 of them.
• Within 100 miles: 390 places are larger than Waynesfield.

The geography behind Waynesfield

Waynesfield's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,172 people per square mile. The largest place in Ohio, Columbus, lies about 67 miles away. A 50-mile radius around Waynesfield takes in 76 places that are larger. By land area it ranks 631st of 924 Ohio places.

Borrowing reach in Waynesfield

With about 1,172 residents per square mile, Waynesfield is moderately settled, and 76 larger Census places sit within 50 miles. What is available to Waynesfield's 737 borrowers is set by Ohio licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Lakeview, OH about 8 miles away.

What Ohio law requires in Waynesfield

For the roughly 737 residents of Waynesfield, the rules below are Ohio's own; each row carries its publisher and retrieval date.

What shapes a Waynesfield personal loan

With roughly 737 residents, Waynesfield is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Waynesfield can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Waynesfield loan is knowable in advance — unlike a revolving card balance.

Where Waynesfield sits in Ohio

Among Ohio's 924 places, Waynesfield sits at 584th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 749th of 924 Ohio places, putting it near the 19th percentile for growth. By density, at about 1,172 people per square mile, it ranks 524th in Ohio. In land area, Waynesfield ranks 631st among Ohio's 924 places.