Personal loans in Russells Point, OH

For a community of about 1,323, the practical step is to compare APR across at least three lenders before committing. By population, Russells Point sits at 475th in Ohio, with an estimated 1,323 residents. For the 1,323 people in Russells Point, Ohio runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. From the 2020 Census base to the 2023 estimate, the population declined by about 0.1%. The closest larger place is Jackson Center, OH about 8 miles away.

The Russells Point data picture

Russells Point is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: an estimated 1,323 residents, 475th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 0.1% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 1 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 49% of the places in Ohio, with 1,323 residents in Russells Point.
• Land and density: 0.9 square miles of land carry roughly 1,423 residents per square mile.
• By land area: Russells Point ranks 540th among Ohio's 924 places, at 0.9 sq mi.
• Water area: Russells Point has 0.08 square miles of water, ranking 160th of 924 places in Ohio.
• Share of state population: Russells Point's 1,323 residents are about 0.0% of Ohio.
• National rank: Russells Point sits 9,195th by population among the 19,457 places in this dataset.
• Growth in Ohio: Russells Point stands 274th by percentage change from 2020 to 2023, among 924 places.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Russells Point's 0.1%.
• Density rank: Russells Point is the 394th most densely settled place in Ohio.
• Density vs Ohio: Russells Point's 1,423 people per square mile compare with a state median of 1,289.
• Location: it lies at 40.4674, -83.8935 in the Census Gazetteer.
• Nearest larger cities: Jackson Center (8 mi); Bellefontaine (10 mi); Anna (16 mi); West Liberty (16 mi); Wapakoneta (17 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller towns nearby: Lakeview (2 mi); Huntsville (5 mi); Belle Center (8 mi).
• Within a 50-mile radius: 99 smaller Census places.
• Larger places within 100 miles: 312.

Russells Point on the map

The Census Gazetteer records 0.9 square miles of land and 0.08 square miles of water within Russells Point. The resulting density is about 1,423 people per square mile. For the state's biggest city, Columbus, the distance is roughly 58 miles. Within 50 miles of Russells Point there are 70 larger Census places. By land area it ranks 540th of 924 Ohio places.

What to do before borrowing in Russells Point

For Russells Point's roughly 1,323 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Check the Ohio regulator's records to confirm the lender is licensed here.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Test the payment against your current bills before you commit.

In Russells Point as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 1,323 residents.

How Ohio law applies in Russells Point

Ohio has no separate rate rule for Russells Point; the sourced rows below are what reach every lender that serves its 1,323 people.

How Russells Point compares across Ohio

Russells Point is the 475th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 274th of 924 Ohio places, putting it near the 70th percentile for growth. Its roughly 1,423 residents per square mile place it 394th among Ohio's places. Between 2020 and 2023 the count changed by roughly 1 residents.

Lender access in Russells Point

At roughly 1,423 people per square mile, Russells Point is moderately settled; 70 larger places lie within 50 miles. Whether Russells Point has a local branch or not, a Ohio-licensed lender can serve its 1,323 people online on the same terms. The nearest larger city, Jackson Center, OH about 8 miles away.