Personal loans in Lakeview, OH
When Ohio caps or restricts a product, lenders either change the terms or withdraw it from Lakeview as from the rest of the state. The first question in Lakeview is not the rate on offer but whether the payment fits; about 1,199 people live here under Ohio lending law. About 1,199 people live in Lakeview, placing it 493rd of 924 Census places in Ohio. The trend for Lakeview between 2020 and 2023 is upward by roughly 1.5%. Compare APR, not the interest rate, because the APR folds in most fees on a Lakeview loan. The next larger city is Russells Point, OH about 2 miles away.
Lakeview by the numbers
Lakeview is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 1,199, ranked 493rd of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
- Population trend: Growth of about 1.5% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a gain of about 18 residents.
- Size percentile: roughly 47% of Ohio places rank below Lakeview.
- Population density: about 1,694 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Lakeview ranks 602nd among Ohio's 924 places, at 0.7 sq mi.
- Share of Ohio: Lakeview holds about 0.0% of the state's population, some 1,199 people.
- Nationally: Lakeview is the 9,552nd-largest of 19,457 Census places in the dataset.
- Growth rank: Lakeview ranks 105th among Ohio's 924 places for the 2020-to-2023 change.
- Against the state trend: Lakeview's 1.5% change compares with a Ohio average of +0.9% across its 924 places.
- Density in Ohio: Lakeview ranks 289th by people per square mile.
- Density in context: Lakeview's 1,694 people per square mile sit against a Ohio median of 1,289.
- Location: 40.4877, -83.9307 (US Census Bureau Gazetteer).
- Nearest larger cities: Russells Point (2 mi); Jackson Center (7 mi); De Graff (12 mi); Bellefontaine (12 mi); Anna (14 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: Huntsville (7 mi); Waynesfield (8 mi); Belle Center (10 mi).
- Within a 50-mile radius: 101 smaller Census places.
- Within 100 miles: 328 places are larger than Lakeview.
What shapes a Lakeview personal loan
With roughly 1,199 residents, Lakeview is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Lakeview's rank of 493rd in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Lakeview loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
What Ohio law requires in Lakeview
Read the table as a lender's compliance picture for Lakeview: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
Steps to take before a Lakeview loan
A sensible order of operations for a loan in Lakeview, home to about 1,199 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Ohio regulator's licence list.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
In Lakeview as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 1,199 residents.
Lakeview on the map
Lakeview covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,694 residents per square mile. Columbus, the largest place in Ohio, is about 61 miles from Lakeview. Counting outward 50 miles, 73 larger communities surround Lakeview. By land area it ranks 602nd of 924 Ohio places.
What is available to Lakeview borrowers
At roughly 1,694 people per square mile, Lakeview is moderately settled; 73 larger places lie within 50 miles. Lenders licensed in Ohio reach Lakeview's 1,199 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Russells Point, OH about 2 miles away.
Common questions
What are my options in Lakeview if my credit is poor?
What loan size can I expect in Lakeview?
Do I have to pledge anything to borrow in Lakeview?
Does comparing loans in Lakeview cost me credit score points?
Nearby places
- Russells Point, OH — population 1,323
- Jackson Center, OH — population 1,432
- Waynesfield, OH — population 737
- Huntsville, OH — population 407
- De Graff, OH — population 1,251
- Belle Center, OH — population 805
- Quincy, OH — population 543
- Bellefontaine, OH — population 14,073