Personal loans in Washtucna, WA
Roughly 200 residents live in Washtucna, the 266th-largest community in Washington. A lender serving Washtucna holds a Washington licence and answers to a Washington regulator; no city office is involved for its 200 residents. Washtucna lost roughly 2.4% of its population across the 2020-to-2023 comparison. Decide the purpose of the loan and your repayment plan before sharing any details with a Washtucna lender. A single loan can carry different costs on either side of a state line, and Washtucna sits on the Washington side of that line. The nearest larger city is LaCrosse, WA about 19 miles away.
Washtucna by the numbers
Set out below is Washtucna's local context next to the state-level rules that reach every lender here.
- Population: about 200 people live here, which puts Washtucna 266th of 281 Census places in Washington (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 2.4%.
- People gained or lost: about 5 fewer since the 2020 base.
- Size percentile: roughly 5% of Washington places rank below Washtucna.
- Density: roughly 302 residents per square mile, spread over 0.7 sq mi of land.
- Land area: Washtucna covers 0.7 square miles, the 230th-largest area among Washington's 281 places.
- Within Washington: about 0.0% of the state's population lives in Washtucna.
- National standing: Washtucna ranks 16,501st of 19,457 US places.
- Growth rank: Washtucna ranks 248th among Washington's 281 places for the 2020-to-2023 change.
- Against the state trend: Washtucna's 2.4% change compares with a Washington average of +2.8% across its 281 places.
- Density in Washington: Washtucna ranks 272nd by people per square mile.
- Density in context: Washtucna's 302 people per square mile sit against a Washington median of 1,518.
- Location: it lies at 46.7539, -118.3105 in the Census Gazetteer.
- Nearest larger cities: LaCrosse (19 mi); Lind (21 mi); Ritzville (26 mi); Connell (26 mi); Prescott (31 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Kahlotus (14 mi); Starbuck (18 mi); Hatton (25 mi).
- Smaller places within 50 miles: 4 of them.
- At 100 miles: 118 larger Census places fall inside that radius.
How lenders reach Washtucna
Washtucna is lightly settled, with about 302 people per square mile and 18 larger places within 50 miles. A Washington licence lets a lender serve Washtucna without a local office, so branch density does not change what its 200 residents are offered. The nearest bigger place is LaCrosse, WA about 19 miles away.
How Washington law applies in Washtucna
Read the table as a lender's compliance picture for Washtucna: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
Washtucna against the rest of Washington
Against Washington's other places, Washtucna accounts for about 0.0% of the state's population and ranks 266th of 281 by size. On the 2020-to-2023 trend, Washtucna stands 248th among Washington's 281 places — roughly the 12th percentile. At about 302 people per square mile, Washtucna is the 272nd most densely settled place in Washington. The population moved by about 5 people between 2020 and 2023, a 2.4% shift.
How a Washtucna personal loan is priced
Most loans made to Washtucna's 200 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Washtucna's 200 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Washtucna loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Washtucna on the map
Inside Washtucna's boundaries lie about 0.7 square miles of land, with no significant water area recorded. With 200 residents, the land area yields roughly 302 people per square mile. The largest place in Washington, Seattle, lies about 199 miles away. Washtucna has 18 larger places within a 50-mile radius. Within the same 50 miles lie 4 smaller Census places.
Common questions
What are my options in Washtucna if my credit is poor?
What loan size can I expect in Washtucna?
Do I have to pledge anything to borrow in Washtucna?
Does comparing loans in Washtucna cost me credit score points?
Nearby places
- Kahlotus, WA — population 138
- Starbuck, WA — population 137
- Lind, WA — population 522
- Ritzville, WA — population 1,711
- LaCrosse, WA — population 296
- Prescott, WA — population 369
- Waitsburg, WA — population 1,174
- Hatton, WA — population 85