Personal loans in Hatton, WA
A lender serving Hatton holds a Washington licence and answers to a Washington regulator; no city office is involved for its 85 residents. A lender that serves Hatton operates under Washington lending statutes and a Washington supervisor.
With 85 residents, Hatton outranks about 1% of the communities in Washington. Price two or three terms so you can see which payment is truly affordable in Hatton. Census figures put the 2020-to-2023 increase in Hatton at about 4.9%. For a bigger market, look to Connell, WA about 8 miles away.
Hatton: population, trend and location
The figures below are Hatton's own — Census population, land area and coordinates — followed by the Washington rules.
- Population: an estimated 85 residents, 279th of 281 places in Washington (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 4.9%.
- Change in people: the 2020-to-2023 comparison is a gain of about 4 residents.
- Size percentile: about 1% of Washington communities are smaller than Hatton (85 residents).
- Density: roughly 228 residents per square mile, spread over 0.4 sq mi of land.
- Land area rank: Hatton's 0.4 square miles rank 260th of 281 places in Washington.
- Within Washington: about 0.0% of the state's population lives in Hatton.
- National standing: Hatton ranks 18,396th of 19,457 US places.
- Growth rank: Hatton ranks 60th among Washington's 281 places for the 2020-to-2023 change.
- Versus Washington: the state average change is +2.8%, while Hatton moved 4.9%.
- Density rank: Hatton is the 278th most densely settled place in Washington.
- Against the state median: Hatton runs about 228 residents per square mile, where the Washington median is 1,518.
- Location: 46.7735 / -118.8277, per the US Census Bureau Gazetteer.
- Nearest larger cities: Connell (8 mi); Kahlotus (16 mi); Mesa (16 mi); Othello (16 mi); Lind (17 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Krupp (45 mi); Lamont (53 mi); State Line (106 mi).
- Within a 50-mile radius: 1 smaller Census places.
- Larger places within 100 miles: 125.
What to do before borrowing in Hatton
These steps shape the offer you get in Hatton, a place of about 85 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Washington licence with the regulator named above before committing.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
In Hatton as elsewhere in Washington, the written terms — not the advertisement — are what count for its 85 residents.
Washington rules behind a Hatton personal loan
The rows below set out what a licensed lender must follow in Washington, and so for Hatton's roughly 85 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
Hatton's place among Washington's 281 places
Against Washington's other places, Hatton accounts for about 0.0% of the state's population and ranks 279th of 281 by size. On the 2020-to-2023 trend, Hatton stands 60th among Washington's 281 places — roughly the 79th percentile. At about 228 people per square mile, Hatton is the 278th most densely settled place in Washington. The population moved by about 4 people between 2020 and 2023, a 4.9% shift.
How lenders reach Hatton
At roughly 228 people per square mile, Hatton is lightly settled; 22 larger places lie within 50 miles. A Washington licence lets a lender serve Hatton without a local office, so branch density does not change what its 85 residents are offered. The nearest bigger place is Connell, WA about 8 miles away.
Inside a Hatton personal loan
With roughly 85 residents, Hatton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Hatton lender to disclose the APR and finance charge before you sign. Shortening the term on a Hatton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Hatton if my credit is poor?
What loan size can I expect in Hatton?
Do I have to pledge anything to borrow in Hatton?
Does comparing loans in Hatton cost me credit score points?
Nearby places
- Connell, WA — population 4,735
- Mesa, WA — population 385
- Lind, WA — population 522
- Warden, WA — population 2,667
- Kahlotus, WA — population 138
- Othello, WA — population 8,878
- Washtucna, WA — population 200
- Ritzville, WA — population 1,711