Personal loans in Starbuck, WA
At about 137 residents, Starbuck is larger than roughly 2% of the places in Washington. Starbuck gained roughly 14.2% in population across the 2020-to-2023 comparison.
A personal loan in Starbuck is priced from your credit file and income, not from the fact that the city holds 137 people. Which products a lender may offer to Starbuck's 137 residents follows from the Washington consumer-lending framework. Decide the purpose of the loan and your repayment plan before sharing any details with a Starbuck lender. Borrowers who want a bigger city can look to Dayton, WA about 16 miles away.
Local context for Starbuck
What follows is Starbuck's place in the Census record, alongside the Washington rules that govern a personal loan made here.
- Population: 137 — Starbuck ranks 276th of 281 communities in Washington (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 14.2% between 2020 and 2023.
- People gained or lost: about 17 more since the 2020 base.
- Size percentile: Starbuck's 137 people outrank roughly 2% of the places in Washington.
- Population density: 695 people per square mile on 0.2 square miles of land.
- Land area: Starbuck covers 0.2 square miles, the 279th-largest area among Washington's 281 places.
- Within Washington: about 0.0% of the state's population lives in Starbuck.
- National rank: Starbuck is 17,488th of 19,457 places nationwide.
- Growth rank: Starbuck ranks 14th among Washington's 281 places for the 2020-to-2023 change.
- State comparison: Washington's places average +2.8% for 2020-to-2023, against Starbuck's 14.2%.
- Density rank: Starbuck is the 235th most densely settled place in Washington.
- Density vs Washington: Starbuck's 695 people per square mile compare with a state median of 1,518.
- Location: mapped by the US Census Bureau at 46.5216, -118.1289.
- Nearest larger cities: Dayton (16 mi); Waitsburg (17 mi); Prescott (18 mi); Washtucna (18 mi); LaCrosse (21 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: Hatton (37 mi); Lamont (48 mi); Farmington (64 mi).
- Smaller places within 50 miles: 2 of them.
- Within 100 miles: 116 places are larger than Starbuck.
Washington rules behind a Starbuck personal loan
Washington has no separate rate rule for Starbuck; the sourced rows below are what reach every lender that serves its 137 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum, or four points above the Federal Reserve bill rate, whichever is higher (RCW 19.52.020) Source says: any rate of interest shall be legal so long as the rate of interest does not exceed the higher of: (a) Twelve percent per annum | Washington State Legislature (RCW) as of 2026-09-16 |
Getting a loan in Starbuck
At roughly 695 people per square mile, Starbuck is moderately settled; 21 larger places lie within 50 miles. Lenders licensed in Washington reach Starbuck's 137 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Dayton, WA about 16 miles away.
The geography behind Starbuck
The Census Gazetteer records about 0.2 square miles of land within Starbuck, with no significant water area listed. The resulting density is about 695 people per square mile. For the state's biggest city, Seattle, the distance is roughly 213 miles. Counting outward 50 miles, 21 larger communities surround Starbuck. Within the same 50 miles lie 2 smaller Census places.
Where Starbuck sits in Washington
Set beside Washington's 281 places, Starbuck ranks 276th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Starbuck stands 14th among Washington's 281 places — roughly the 95th percentile. Its roughly 695 residents per square mile place it 235th among Washington's places. The population moved by about 17 people between 2020 and 2023, a 14.2% shift.
What a Starbuck borrower is actually offered
In Starbuck, a small community of about 137, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Starbuck's rank of 276th in Washington: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Starbuck decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Waitsburg, WA — population 1,174
- Dayton, WA — population 2,510
- Prescott, WA — population 369
- Washtucna, WA — population 200
- LaCrosse, WA — population 296
- Kahlotus, WA — population 138
- Walla Walla, WA — population 33,339
- Pomeroy, WA — population 1,428