Personal loans in Dayton, WA

A lender serving Dayton holds a Washington licence and answers to a Washington regulator; no city office is involved for its 2,510 residents. Price two or three terms so you can see which payment is truly affordable in Dayton. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Dayton's 2,510 residents. A 2020-to-2023 comparison shows Dayton up by about 2.7%. The next larger city is Walla Walla, WA about 24 miles away.

Dayton: the sourced local profile

Set out below is Dayton's local context next to the state-level rules that reach every lender here.

• Population: about 2,510 people live here, which puts Dayton 152nd of 281 Census places in Washington (Vintage 2023).
• Population trend: Higher by roughly 2.7% since the 2020 count.
• Net change: roughly 67 more people than the 2020 Census counted.
• Size percentile: with 2,510 residents, Dayton is larger than about 46% of Washington's Census places.
• Population density: 1,741 people per square mile on 1.4 square miles of land.
• Land area rank: Dayton's 1.4 square miles rank 172nd of 281 places in Washington.
• Share of Washington: Dayton holds about 0.0% of the state's population, some 2,510 people.
• National rank: Dayton is 6,829th of 19,457 places nationwide.
• Growth rank: Dayton's 2020-to-2023 change ranks 107th of 281 places in Washington.
• Against the state trend: Dayton's 2.7% change compares with a Washington average of +2.8% across its 281 places.
• Density rank: Dayton places 120th among Washington's places by people per square mile.
• Density in context: Dayton's 1,741 people per square mile sit against a Washington median of 1,518.
• Location: 46.3168, -117.9768 (Census Gazetteer coordinates).
• Nearest larger cities: Walla Walla (24 mi); College Place (28 mi); Milton-Freewater (33 mi); Clarkston (45 mi); Lewiston (47 mi). Lenders licensed in the state serve Dayton whether or not they keep a local branch.
• Smaller communities close by: Waitsburg (9 mi); Starbuck (16 mi); Prescott (16 mi), each with its own Census population profile.
• Smaller places within 50 miles: 16 of them.
• Within 100 miles: 33 places are larger than Dayton.

Where Dayton sits in Washington

Among Washington's 281 places, Dayton sits at 152nd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Dayton ranks 107th of 281 in Washington (about the 62th percentile). By density, at about 1,741 people per square mile, it ranks 120th in Washington. By land area, its 1.4 square miles rank 172nd of 281 places in Washington.

How Washington law applies in Dayton

When Washington does not publish a figure, the row links to the source instead of inventing a number; Dayton is bound by the same rules.

What is available to Dayton borrowers

With about 1,741 residents per square mile, Dayton is moderately settled, and 7 larger Census places sit within 50 miles. A Washington licence lets a lender serve Dayton without a local office, so branch density does not change what its 2,510 residents are offered. The nearest bigger place is Walla Walla, WA about 24 miles away.

What to do before borrowing in Dayton

Before you apply in Dayton, a community of about 2,510, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the Washington licence with the regulator named above before committing.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

What differs between Dayton and the rest of Washington is not the process but the borrower's own file, among the 2,510 people here.

Dayton: area, density and distance

The Census Gazetteer records about 1.4 square miles of land within Dayton, with no significant water area listed. That land carries about 1,741 people per square mile. For the state's biggest city, Seattle, the distance is roughly 225 miles. Dayton has 7 larger places within a 50-mile radius. Within the same 50 miles lie 16 smaller Census places.