Personal loans in Washington Grove, MD
Personal loans in Washington Grove are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 500 population. With 500 residents, Washington Grove outranks about 21% of the communities in Maryland.
If debt is already a strain, a nonprofit credit counsellor can help Washington Grove residents before they take on more. From the 2020 Census base to the 2023 estimate, the population declined by about 0.8%. A single loan can carry different costs on either side of a state line, and Washington Grove sits on the Maryland side of that line. The next larger city is Gaithersburg, MD about 1 miles away.
Washington Grove: population, trend and location
Here is the sourced Census picture for Washington Grove, plus the Maryland lending rules that apply to a loan taken out here.
- Population: 500 residents; Washington Grove is the 124th-largest of 157 places in Maryland (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 0.8% since the 2020 count.
- People gained or lost: about 4 fewer since the 2020 base.
- Size percentile: with 500 residents, Washington Grove is larger than about 21% of Maryland's Census places.
- Population density: about 1,488 people per square mile (Census land area 0.3 sq mi).
- Land area: Washington Grove covers 0.3 square miles, the 125th-largest area among Maryland's 157 places.
- State population share: Washington Grove accounts for about 0.0% of everyone in Maryland.
- National rank: Washington Grove sits 13,172nd by population among the 19,457 places in this dataset.
- Growth rank: Washington Grove's 2020-to-2023 change ranks 92nd of 157 places in Maryland.
- State comparison: Maryland's places average +0.7% for 2020-to-2023, against Washington Grove's 0.8%.
- Density in Maryland: Washington Grove ranks 93rd by people per square mile.
- Density vs Maryland: Washington Grove's 1,488 people per square mile compare with a state median of 1,734.
- Location: 39.1407 / -77.1745, per the US Census Bureau Gazetteer.
- Nearest larger cities: Gaithersburg (1 mi); Rockville (4 mi); Laytonsville (5 mi); Garrett Park (8 mi); Kensington (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Brookeville (7 mi); Glen Echo (12 mi); Barnesville (12 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 13 smaller Census places.
- Within 100 miles: 321 places are larger than Washington Grove.
How lenders reach Washington Grove
With about 1,488 residents per square mile, Washington Grove is moderately settled, and 107 larger Census places sit within 50 miles. Whether Washington Grove has a local branch or not, a Maryland-licensed lender can serve its 500 people online on the same terms. For a larger market, the closest option is Gaithersburg, MD about 1 miles away.
What shapes a Washington Grove personal loan
In Washington Grove, a small community of about 500, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Washington Grove lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Washington Grove loan is knowable in advance — unlike a revolving card balance.
Where Washington Grove sits in Maryland
Against Maryland's other places, Washington Grove accounts for about 0.0% of the state's population and ranks 124th of 157 by size. For population change between 2020 and 2023, Washington Grove ranks 92nd of 157 in Maryland (about the 41th percentile). At about 1,488 people per square mile, Washington Grove is the 93rd most densely settled place in Maryland. In land area, Washington Grove ranks 125th among Maryland's 157 places.
How Maryland law applies in Washington Grove
These are Maryland's sourced lending facts as they reach Washington Grove's 500 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator" | Maryland Department of Labor as of 2026-09-16 |
| Payday lending status | Regulated as consumer loans: licensing and statutory interest-rate limits apply to payday-style loans (OFR) Source says: "they are prohibited from charging or receiving an interest rate that is greater than authorized by the laws of this State" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender license required to make loans under the Maryland Consumer Loan Law (Com. Law § 12-301 et seq.) Source says: "A Consumer Lender is a business that makes any loan or advance of money or credit under the Maryland Consumer Loan Law" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
Washington Grove: area, density and distance
Washington Grove's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,488 people per square mile. For the state's biggest city, Baltimore, the distance is roughly 32 miles. Washington Grove has 107 larger places within a 50-mile radius. Within the same 50 miles lie 13 smaller Census places.
Common questions
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Nearby places
- Gaithersburg, MD — population 69,563
- Rockville, MD — population 67,297
- Laytonsville, MD — population 572
- Brookeville, MD — population 162
- Garrett Park, MD — population 982
- Kensington, MD — population 2,108
- Chevy Chase View, MD — population 996
- North Chevy Chase, MD — population 676