Personal loans in Brookeville, MD

From the 2020 Census base to the 2023 estimate, the population declined by about 1.2%. A personal loan in Brookeville is priced from your credit file and income, not from the fact that the city holds 162 people. About 162 people live in Brookeville, placing it 144th of 157 Census places in Maryland. Borrowers who want a bigger city can look to Laytonsville, MD about 4 miles away. For the 162 people in Brookeville, Maryland runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Read the disclosure for an origination fee and any prepayment penalty before signing in Brookeville.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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Borrowing in Brookeville: the local picture

Only a few things actually differ by place — population, area, location, and the Maryland rules a lender must follow — and they are below.

Population: a Census-estimated 162, 144th among Maryland's 157 places (Vintage 2023).
Population trend: A loss of roughly 1.2% between 2020 and 2023.
People gained or lost: about 2 fewer since the 2020 base.
Size percentile: about 8% of Maryland communities are smaller than Brookeville (162 residents).
Population density: about 1,157 people per square mile (Census land area 0.1 sq mi).
By land area: Brookeville ranks 141st among Maryland's 157 places, at 0.1 sq mi.
State share: roughly 0.0% of Maryland's residents live in Brookeville (162 people).
National standing: Brookeville ranks 17,090th of 19,457 US places.
Growth in Maryland: Brookeville stands 105th by percentage change from 2020 to 2023, among 157 places.
Versus Maryland: the state average change is +0.7%, while Brookeville moved 1.2%.
Density in Maryland: Brookeville ranks 114th by people per square mile.
Density in context: Brookeville's 1,157 people per square mile sit against a Maryland median of 1,734.
Location: latitude 39.1825, longitude -77.0597 (Census Gazetteer).
Nearest larger cities: Laytonsville (4 mi); Washington Grove (7 mi); Gaithersburg (8 mi); Rockville (9 mi); Garrett Park (10 mi). Lenders licensed in the state serve Brookeville whether or not they keep a local branch.
Nearest smaller towns: Barnesville (17 mi); Burkittsville (34 mi); Hillsboro (36 mi) — useful context for the surrounding area.
Within a 50-mile radius: 6 smaller Census places.
Within 100 miles: 402 places are larger than Brookeville.

The state rulebook for Brookeville

Maryland has no separate rate rule for Brookeville; the sourced rows below are what reach every lender that serves its 162 people.

Rule	Detail	Source
State lending regulator	Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator"	Maryland Department of Labor as of 2026-09-16
Maximum legal interest rate (usury cap)	24% per year effective simple interest for qualifying loans (Md. Code Com. Law § 12-103(c)); otherwise 8% (written agreement) or 18% Source says: "a lender may charge an effective rate of simple interest not in excess of 24 percent per year on the unpaid principal balance"	Maryland General Assembly as of 2026-09-16
Payday lending status	Regulated as consumer loans: licensing and statutory interest-rate limits apply to payday-style loans (OFR) Source says: "they are prohibited from charging or receiving an interest rate that is greater than authorized by the laws of this State"	Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16

The anatomy of a Brookeville personal loan

With roughly 162 residents, Brookeville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Brookeville lender to disclose the APR and finance charge before you sign. Shortening the term on a Brookeville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How lenders reach Brookeville

Brookeville is moderately settled, with about 1,157 people per square mile and 122 larger places within 50 miles. Lenders licensed in Maryland reach Brookeville's 162 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Laytonsville, MD about 4 miles away.

Brookeville: area, density and distance

Brookeville's land area is roughly 0.1 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,157 residents per square mile. Baltimore, the largest place in Maryland, is about 25 miles from Brookeville. Counting outward 50 miles, 122 larger communities surround Brookeville. By land area it ranks 141st of 157 Maryland places.

Where Brookeville sits in Maryland

Within Maryland, Brookeville holds roughly 0.0% of all residents, the 144th-largest share among 157 places. For population change between 2020 and 2023, Brookeville ranks 105th of 157 in Maryland (about the 33th percentile). At about 1,157 people per square mile, Brookeville is the 114th most densely settled place in Maryland. Within 50 miles sit 6 smaller Census places, alongside the 122 that are larger.

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Common questions

What are my options in Brookeville if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Brookeville is the same as anywhere in Maryland.

What loan size can I expect in Brookeville?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Brookeville?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Brookeville cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Laytonsville, MD — population 572
Washington Grove, MD — population 500
Rockville, MD — population 67,297
Gaithersburg, MD — population 69,563
Garrett Park, MD — population 982
Kensington, MD — population 2,108
Chevy Chase View, MD — population 996
North Chevy Chase, MD — population 676