Personal loans in Laytonsville, MD
Census figures put the 2020-to-2023 decrease in Laytonsville at about 0.3%. About 572 people live in Laytonsville, placing it 119th of 157 Census places in Maryland. A lender serving Laytonsville holds a Maryland licence and answers to a Maryland regulator; no city office is involved for its 572 residents. Price two or three terms so you can see which payment is truly affordable in Laytonsville. Consumer lending that reaches Laytonsville's 572 residents is governed by Maryland statute; no city ordinance changes it. Borrowers who want a bigger city can look to Gaithersburg, MD about 5 miles away.
Where Laytonsville stands
The figures below are Laytonsville's own — Census population, land area and coordinates — followed by the Maryland rules.
- Population: about 572 people live here, which puts Laytonsville 119th of 157 Census places in Maryland (Vintage 2023).
- Population trend: Down about 0.3% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 2 fewer since the 2020 base.
- Size percentile: about 24% of Maryland communities are smaller than Laytonsville (572 residents).
- Population density: about 546 people per square mile across 1.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Laytonsville ranks 80th among Maryland's 157 places, at 1.0 sq mi.
- Share of state population: Laytonsville's 572 residents are about 0.0% of Maryland.
- National rank: Laytonsville sits 12,627th by population among the 19,457 places in this dataset.
- Growth rank: Laytonsville's 2020-to-2023 change ranks 84th of 157 places in Maryland.
- Against the state trend: Laytonsville's 0.3% change compares with a Maryland average of +0.7% across its 157 places.
- Density rank: Laytonsville is the 137th most densely settled place in Maryland.
- Density vs Maryland: Laytonsville's 546 people per square mile compare with a state median of 1,734.
- Location: coordinates 39.2087, -77.1353 (US Census Bureau Gazetteer).
- Nearest larger cities: Gaithersburg (5 mi); Rockville (9 mi); Mount Airy (12 mi); Garrett Park (12 mi); Kensington (13 mi). Living near a larger metro rarely changes what is available in Laytonsville.
- Nearest smaller towns: Brookeville (4 mi); Washington Grove (5 mi); Barnesville (13 mi).
- Smaller neighbours: 16 places smaller than Laytonsville sit within 50 miles.
- At 100 miles: 319 larger Census places fall inside that radius.
Laytonsville on the map
The Census Gazetteer records about 1.0 square miles of land within Laytonsville, with no significant water area listed. That land carries about 546 people per square mile. Baltimore, the largest place in Maryland, is about 29 miles from Laytonsville. A 50-mile radius around Laytonsville takes in 112 places that are larger. The 100-mile radius contains 319 larger places.
The Maryland lending rules that reach Laytonsville
For the roughly 572 residents of Laytonsville, the rules below are Maryland's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator" | Maryland Department of Labor as of 2026-09-16 |
| Payday lending status | Regulated as consumer loans: licensing and statutory interest-rate limits apply to payday-style loans (OFR) Source says: "they are prohibited from charging or receiving an interest rate that is greater than authorized by the laws of this State" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender license required to make loans under the Maryland Consumer Loan Law (Com. Law § 12-301 et seq.) Source says: "A Consumer Lender is a business that makes any loan or advance of money or credit under the Maryland Consumer Loan Law" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
Lender access in Laytonsville
Laytonsville is a moderately settled community of about 572 people, with 112 larger places inside a 50-mile radius. A Maryland licence lets a lender serve Laytonsville without a local office, so branch density does not change what its 572 residents are offered. The nearest bigger place is Gaithersburg, MD about 5 miles away.
Inside a Laytonsville personal loan
A Laytonsville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 572 residents. A lender serving Laytonsville's 572 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Laytonsville loan but raises total interest, so the smallest payment is not the cheapest loan.
Laytonsville in state context
Set beside Maryland's 157 places, Laytonsville ranks 119th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 84th of 157 Maryland places, putting it near the 46th percentile for growth. Its roughly 546 residents per square mile place it 137th among Maryland's places. The population moved by about 2 people between 2020 and 2023, a 0.3% shift.
Common questions
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Nearby places
- Washington Grove, MD — population 500
- Brookeville, MD — population 162
- Gaithersburg, MD — population 69,563
- Rockville, MD — population 67,297
- Mount Airy, MD — population 9,889
- Garrett Park, MD — population 982
- Kensington, MD — population 2,108
- Chevy Chase View, MD — population 996