Personal loans in Wales, WI

Wales is a small community of about 2,947 residents, and a personal loan taken out here is governed by Wisconsin statute. Decide the purpose of the loan and your repayment plan before sharing any details with a Wales lender. A lender that serves Wales operates under Wisconsin lending statutes and a Wisconsin supervisor. The closest larger city is Delafield, WI about 4 miles away.

Wales by the numbers

Most of what governs a Wales loan is written in Wisconsin law rather than in the city; the sourced notes below make that split concrete.

• Population: the Census counts 2,947 residents in Wales (Vintage 2023 subcounty estimate), the 217th-largest figure among Wisconsin's 605 places.
• Population trend: A gain of roughly 3.1% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 88 residents.
• Size percentile: roughly 64% of Wisconsin's places have fewer residents than Wales's 2,947.
• Density: roughly 914 residents per square mile, spread over 3.2 sq mi of land.
• Land area rank: Wales's 3.2 square miles rank 224th of 605 places in Wisconsin.
• State population share: Wales accounts for about 0.1% of everyone in Wisconsin.
• National rank: Wales is 6,339th of 19,457 places nationwide.
• Growth rank: Wales's 2020-to-2023 change ranks 63rd of 605 places in Wisconsin.
• Against the state trend: Wales's 3.1% change compares with a Wisconsin average of +0.4% across its 605 places.
• Density in Wisconsin: Wales ranks 255th by people per square mile.
• Density in context: Wales's 914 people per square mile sit against a Wisconsin median of 800.
• Location: coordinates 43.0058, -88.3704 (US Census Bureau Gazetteer).
• Nearest larger cities: Delafield (4 mi); Summit (6 mi); Waukesha (6 mi); Waukesha (7 mi); Hartland (7 mi). Living near a larger metro rarely changes what is available in Wales.
• Smaller places close by: North Prairie (5 mi); Dousman (5 mi); Nashotah (6 mi).
• Within a 50-mile radius: 61 smaller Census places.
• At 100 miles: 355 larger Census places fall inside that radius.

What Wisconsin law requires in Wales

When Wisconsin does not publish a figure, the row links to the source instead of inventing a number; Wales is bound by the same rules.

Where Wales sits

The Census Gazetteer records about 3.2 square miles of land within Wales, with no significant water area listed. That land carries about 914 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 21 miles away. Within 50 miles of Wales there are 119 larger Census places. The 100-mile radius contains 355 larger places.

Borrowing reach in Wales

At roughly 914 people per square mile, Wales is moderately settled; 119 larger places lie within 50 miles. What is available to Wales's 2,947 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Delafield, WI about 4 miles away.

How a Wales personal loan is priced

A Wales personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,947 residents. The APR tracks your credit score rather than Wales's rank of 217th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Wales decides the split between a comfortable payment and the total interest you pay.

Steps to take before a Wales loan

Complete these steps first when you borrow in Wales (2,947 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Wisconsin licence with the regulator named above before committing.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

What differs between Wales and the rest of Wisconsin is not the process but the borrower's own file, among the 2,947 people here.