Personal loans in Nashotah, WI
For a borrower among the roughly 1,310 residents of Nashotah, a personal loan is a tool whose cost turns on the terms, not the address. Nashotah is one of 605 Census places in Wisconsin; its 1,310 residents put it at 326th. For a bigger market, look to Delafield, WI about 2 miles away. The trend for Nashotah between 2020 and 2023 is downward by roughly 0.7%. For the 1,310 people in Nashotah, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Begin with the payment, then weigh APR and total interest across the lenders that reach Nashotah's 1,310 residents.
The Nashotah data picture
Here is the sourced Census picture for Nashotah, plus the Wisconsin lending rules that apply to a loan taken out here.
- Population: an estimated 1,310 residents, 326th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 0.7% since the 2020 count.
- Absolute change: 9 residents lost between 2020 and 2023.
- Size percentile: about 46% of Wisconsin communities are smaller than Nashotah (1,310 residents).
- Land and density: 1.6 square miles of land carry roughly 805 residents per square mile.
- Land area: Nashotah covers 1.6 square miles, the 370th-largest area among Wisconsin's 605 places.
- Water area: Nashotah has 0.03 square miles of water, ranking 281st of 605 places in Wisconsin.
- State population share: Nashotah accounts for about 0.0% of everyone in Wisconsin.
- National rank: Nashotah sits 9,230th by population among the 19,457 places in this dataset.
- Growth rank: Nashotah ranks 360th among Wisconsin's 605 places for the 2020-to-2023 change.
- Versus Wisconsin: the state average change is +0.4%, while Nashotah moved 0.7%.
- Density rank: Nashotah is the 298th most densely settled place in Wisconsin.
- Against the state median: Nashotah runs about 805 residents per square mile, where the Wisconsin median is 800.
- Location: 43.0888 / -88.4080, per the US Census Bureau Gazetteer.
- Nearest larger cities: Delafield (2 mi); Hartland (4 mi); Oconomowoc (4 mi); Summit (5 mi); Wales (6 mi). Larger metros often have more branches, but online lenders reach Nashotah on the same terms.
- Smaller places close by: Oconomowoc Lake (2 mi); Chenequa (3 mi); Lac La Belle (7 mi).
- Within a 50-mile radius: 31 smaller Census places.
- Larger places within 100 miles: 424.
The Nashotah borrowing checklist
For Nashotah's roughly 1,310 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Wisconsin licence with the regulator listed on this page.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
None of these steps is Nashotah-specific: the same Wisconsin licensing and disclosure rules reach all 1,310 residents.
The Wisconsin lending rules that reach Nashotah
This table holds the Wisconsin rate and licensing rules for consumer loans made to Nashotah's 1,310 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
How a Nashotah personal loan is priced
Nashotah is a small community of about 1,310 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Nashotah's rank of 326th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Nashotah loan but raises total interest, so the smallest payment is not the cheapest loan.
Lender access in Nashotah
At roughly 805 people per square mile, Nashotah is moderately settled; 135 larger places lie within 50 miles. Whether Nashotah has a local branch or not, a Wisconsin-licensed lender can serve its 1,310 people online on the same terms. The nearest larger city, Delafield, WI about 2 miles away.
Nashotah against the rest of Wisconsin
Within Wisconsin, Nashotah holds roughly 0.0% of all residents, the 326th-largest share among 605 places. On the 2020-to-2023 trend, Nashotah stands 360th among Wisconsin's 605 places — roughly the 40th percentile. At about 805 people per square mile, Nashotah is the 298th most densely settled place in Wisconsin. In land area, Nashotah ranks 370th among Wisconsin's 605 places.
Common questions
What are my options in Nashotah if my credit is poor?
What loan size can I expect in Nashotah?
Do I have to pledge anything to borrow in Nashotah?
Does comparing loans in Nashotah cost me credit score points?
Nearby places
- Delafield, WI — population 7,203
- Chenequa, WI — population 540
- Oconomowoc Lake, WI — population 584
- Hartland, WI — population 10,065
- Summit, WI — population 5,287
- Oconomowoc, WI — population 18,682
- Wales, WI — population 2,947
- Dousman, WI — population 2,418