Personal loans in Waukesha, WI

Census figures put the 2020-to-2023 decrease in Waukesha at about 1.0%. For the 70,446 people in Waukesha, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Use the calculator on this page to price an amount and term before you commit in Waukesha. The nearest larger city is Milwaukee, WI about 15 miles away.

Waukesha: the sourced local profile

Waukesha is a mid-sized city; the notes below cover its population profile and the statewide rules that apply.

• Population: about 70,446 people live here, which puts Waukesha 8th of 605 Census places in Wisconsin (Vintage 2023).
• Population trend: Lower by roughly 1.0% since the 2020 count.
• People gained or lost: about 717 fewer since the 2020 base.
• Size percentile: roughly 99% of Wisconsin places rank below Waukesha.
• Density: roughly 2,760 residents per square mile, spread over 25.5 sq mi of land.
• Land area: Waukesha covers 25.5 square miles, the 36th-largest area among Wisconsin's 605 places.
• Water area rank: Waukesha ranks 110th among Wisconsin's 605 places, with 0.27 sq mi.
• Share of Wisconsin: Waukesha holds about 1.6% of the state's population, some 70,446 people.
• National rank: Waukesha is the 533rd most populous of the 19,457 Census places covered here.
• Growth in Wisconsin: Waukesha stands 395th by percentage change from 2020 to 2023, among 605 places.
• State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Waukesha's 1.0%.
• Density rank: Waukesha is the 24th most densely settled place in Wisconsin.
• Density vs Wisconsin: Waukesha's 2,760 people per square mile compare with a state median of 800.
• Location: 43.0091, -88.2451 (US Census Bureau Gazetteer).
• Nearest larger cities: Milwaukee (15 mi); Racine (29 mi); Kenosha (35 mi); Waukegan (48 mi); Madison (60 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Waukesha (3 mi); Pewaukee (4 mi); Pewaukee (5 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 169 smaller Census places.
• At 100 miles: 16 larger Census places fall inside that radius.

Wisconsin rules behind a Waukesha personal loan

Below are the Wisconsin rules that apply to a loan made in Waukesha, each with the regulator that issued it.

How personal loans work in Waukesha

Most loans made to Waukesha's 70,446 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Waukesha lender to disclose the APR and finance charge before you sign. The term you choose in Waukesha decides the split between a comfortable payment and the total interest you pay.

What is available to Waukesha borrowers

Waukesha is fairly dense, with about 2,760 people per square mile and 4 larger places within 50 miles. Distance to a branch rarely matters for Waukesha's 70,446 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Milwaukee, WI about 15 miles away.

Where Waukesha sits

Inside Waukesha's boundaries lie roughly 25.5 square miles of land and 0.27 square miles of water. With 70,446 residents, the land area yields roughly 2,760 people per square mile. Milwaukee, the largest place in Wisconsin, is about 15 miles from Waukesha. A 50-mile radius around Waukesha takes in 4 places that are larger. The 100-mile radius contains 16 larger places.

How Waukesha compares across Wisconsin

Against Wisconsin's other places, Waukesha accounts for about 1.6% of the state's population and ranks 8th of 605 by size. For population change between 2020 and 2023, Waukesha ranks 395th of 605 in Wisconsin (about the 35th percentile). At about 2,760 people per square mile, Waukesha is the 24th most densely settled place in Wisconsin. In land area, Waukesha ranks 36th among Wisconsin's 605 places.