Personal loans in Von Ormy, TX
An estimated 1,194 people make their home in Von Ormy, a figure that ranks 757th in Texas. A lender serving Von Ormy holds a Texas licence and answers to a Texas regulator; no city office is involved for its 1,194 residents.
A 2020-to-2023 comparison shows Von Ormy up by about 1.5%. Work out your debt-to-income ratio first; lenders weigh it heavily, and Von Ormy's 1,194 residents are no exception. A lender that serves Von Ormy operates under Texas lending statutes and a Texas supervisor. The nearest larger city is Somerset, TX about 3 miles away.
Von Ormy: population, trend and location
What follows is Von Ormy's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: 1,194 — Von Ormy ranks 757th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 1.5% between 2020 and 2023.
- Absolute change: 18 residents added between 2020 and 2023.
- Size percentile: with 1,194 residents, Von Ormy is larger than about 38% of Texas's Census places.
- Density: roughly 631 residents per square mile, spread over 1.9 sq mi of land.
- By land area: Von Ormy ranks 749th among Texas's 1,224 places, at 1.9 sq mi.
- Water area: Von Ormy has 0.01 square miles of water, ranking 566th of 1,224 places in Texas.
- Within Texas: about 0.0% of the state's population lives in Von Ormy.
- Nationally: Von Ormy is the 9,575th-largest of 19,457 Census places in the dataset.
- Growth rank: Von Ormy ranks 689th among Texas's 1,224 places for the 2020-to-2023 change.
- Versus Texas: the state average change is +6.5%, while Von Ormy moved 1.5%.
- Density rank: Von Ormy places 791st among Texas's places by people per square mile.
- Against the state median: Von Ormy runs about 631 residents per square mile, where the Texas median is 840.
- Location: 29.2774 / -98.6574, per the US Census Bureau Gazetteer.
- Nearest larger cities: Somerset (3 mi); Lytle (9 mi); LaCoste (10 mi); Castroville (13 mi); Natalia (13 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: China Grove (20 mi); Grey Forest (23 mi); Hill Country Village (23 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 10 of them.
- Within 100 miles: 97 places are larger than Von Ormy.
Von Ormy's place among Texas's 1,224 places
Within Texas, Von Ormy holds roughly 0.0% of all residents, the 757th-largest share among 1,224 places. On the 2020-to-2023 trend, Von Ormy stands 689th among Texas's 1,224 places — roughly the 44th percentile. At about 631 people per square mile, Von Ormy is the 791st most densely settled place in Texas. In land area, Von Ormy ranks 749th among Texas's 1,224 places.
Steps to take before a Von Ormy loan
These steps shape the offer you get in Von Ormy, a place of about 1,194 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Texas licence by checking the regulator named above.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
What differs between Von Ormy and the rest of Texas is not the process but the borrower's own file, among the 1,194 people here.
The state rulebook for Von Ormy
This table holds the Texas rate and licensing rules for consumer loans made to Von Ormy's 1,194 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
What is available to Von Ormy borrowers
Von Ormy is moderately settled, with about 631 people per square mile and 44 larger places within 50 miles. What is available to Von Ormy's 1,194 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Somerset, TX about 3 miles away.
Land, water and location for Von Ormy
The Census Gazetteer records 1.9 square miles of land and 0.01 square miles of water within Von Ormy. The resulting density is about 631 people per square mile. The state's population centre of gravity, Houston, is roughly 200 miles away. Von Ormy has 44 larger places within a 50-mile radius. Within the same 50 miles lie 10 smaller Census places.
Common questions
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Nearby places
- Somerset, TX — population 1,806
- Lytle, TX — population 3,178
- LaCoste, TX — population 1,206
- Castroville, TX — population 3,141
- Natalia, TX — population 1,336
- Leon Valley, TX — population 11,337
- San Antonio, TX — population 1,495,295
- Balcones Heights, TX — population 2,689