Personal loans in Leon Valley, TX

The Census estimates 11,337 residents in Leon Valley, which ranks it 224th of 1,224 places in Texas. The roughly 11,337 people who live in Leon Valley borrow under Texas rules; city hall sets no personal-loan rate.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Leon Valley lost roughly 1.8% of its population across the 2020-to-2023 comparison. Read the disclosure for an origination fee and any prepayment penalty before signing in Leon Valley. To lend to Leon Valley's 11,337 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. The nearest larger city is San Antonio, TX about 6 miles away.

Leon Valley by the numbers

Leon Valley is a small town; the notes below cover its population profile and the statewide rules that apply.

Which Texas laws govern a loan in Leon Valley

When Texas does not publish a figure, the row links to the source instead of inventing a number; Leon Valley is bound by the same rules.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.		Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001)
Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law.		Texas Legislature (Texas Constitution and Statutes)
as of 2026-09-16
Payday lending statusLegal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393)
Source says: the credit access business that serves as the broker is the licensee in this regulated industry		Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16

Where Leon Valley sits in Texas

Among Texas's 1,224 places, Leon Valley sits at 224th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Leon Valley ranks 1,034th of 1,224 in Texas (about the 16th percentile). At about 3,269 people per square mile, Leon Valley is the 63rd most densely settled place in Texas. By land area, its 3.5 square miles rank 490th of 1,224 places in Texas.

What is available to Leon Valley borrowers

At roughly 3,269 people per square mile, Leon Valley is fairly dense; 13 larger places lie within 50 miles. Distance to a branch rarely matters for Leon Valley's 11,337 residents: the application is online and the price follows your credit file. The nearest larger city, San Antonio, TX about 6 miles away.

Inside a Leon Valley personal loan

Leon Valley is a small town of about 11,337 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Leon Valley's 11,337 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Leon Valley loan is knowable in advance — unlike a revolving card balance.

A pre-application checklist for Leon Valley

Complete these steps first when you borrow in Leon Valley (11,337 residents):

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Test your amount and term in the personal loan calculator first.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Verify the lender's Texas licence with the regulator listed on this page.
  5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
  6. Decide the purpose and how you will repay it before approaching any lender.
  7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

What differs between Leon Valley and the rest of Texas is not the process but the borrower's own file, among the 11,337 people here.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Leon Valley if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Leon Valley is the same as anywhere in Texas.
What loan size can I expect in Leon Valley?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Leon Valley?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Leon Valley cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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