Personal loans in Castroville, TX
Castroville, Texas — home to about 3,141 people — is a small community, so the terms you are offered follow Texas law rather than any local rule. With an estimated 3,141 residents, Castroville is the 478th-largest of 1,224 places in Texas.
Census figures put the 2020-to-2023 increase in Castroville at about 6.5%. Price two or three terms so you can see which payment is truly affordable in Castroville. The nearest larger city is Lytle, TX about 9 miles away. To lend to Castroville's 3,141 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it.
Castroville by the numbers
Here is the sourced Census picture for Castroville, plus the Texas lending rules that apply to a loan taken out here.
- Population: 3,141 — Castroville ranks 478th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 6.5% across the 2020-to-2023 comparison.
- Absolute change: 191 residents added between 2020 and 2023.
- Size percentile: Castroville's 3,141 people outrank roughly 61% of the places in Texas.
- Density: the Census land area of 3.5 sq mi holds about 886 people per square mile.
- Land area: Castroville covers 3.5 square miles, the 482nd-largest area among Texas's 1,224 places.
- Water: Castroville holds about 0.03 square miles, the 351st-largest water area in Texas.
- Share of state population: Castroville's 3,141 residents are about 0.0% of Texas.
- National rank: Castroville is the 6,132nd most populous of the 19,457 Census places covered here.
- Growth rank: Castroville ranks 350th among Texas's 1,224 places for the 2020-to-2023 change.
- Against the state trend: Castroville's 6.5% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Castroville places 585th among Texas's places by people per square mile.
- Density in context: Castroville's 886 people per square mile sit against a Texas median of 840.
- Location: 29.3599, -98.8547 (Census Gazetteer coordinates).
- Nearest larger cities: Lytle (9 mi); Devine (15 mi); Leon Valley (17 mi); Helotes (18 mi); Hondo (18 mi). Larger metros often have more branches, but online lenders reach Castroville on the same terms.
- Smaller towns nearby: LaCoste (4 mi); Natalia (12 mi); Von Ormy (13 mi).
- Within a 50-mile radius: 22 smaller Census places.
- Within 100 miles: 55 places are larger than Castroville.
What Texas law requires in Castroville
Texas has no separate rate rule for Castroville; the sourced rows below are what reach every lender that serves its 3,141 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
What to do before borrowing in Castroville
These steps shape the offer you get in Castroville, a place of about 3,141 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Texas regulator's records to confirm the lender is licensed here.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
The process is identical across Texas; what changes is your credit file, not the fact that Castroville holds 3,141 people.
Castroville in state context
Against Texas's other places, Castroville accounts for about 0.0% of the state's population and ranks 478th of 1,224 by size. Its 2020-to-2023 change ranks 350th of 1,224 Texas places, putting it near the 71th percentile for growth. Its roughly 886 residents per square mile place it 585th among Texas's places. Within 50 miles sit 22 smaller Census places, alongside the 28 that are larger.
What shapes a Castroville personal loan
With roughly 3,141 residents, Castroville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Castroville lender to disclose the APR and finance charge before you sign. The term you choose in Castroville decides the split between a comfortable payment and the total interest you pay.
Where Castroville sits
The Census Gazetteer records 3.5 square miles of land and 0.03 square miles of water within Castroville. With 3,141 residents, the land area yields roughly 886 people per square mile. Houston, the largest place in Texas, is about 210 miles from Castroville. A 50-mile radius around Castroville takes in 28 places that are larger. Within the same 50 miles lie 22 smaller Census places.
Common questions
What are my options in Castroville if my credit is poor?
What loan size can I expect in Castroville?
Do I have to pledge anything to borrow in Castroville?
Does comparing loans in Castroville cost me credit score points?
Nearby places
- LaCoste, TX — population 1,206
- Lytle, TX — population 3,178
- Natalia, TX — population 1,336
- Von Ormy, TX — population 1,194
- Devine, TX — population 4,580
- Somerset, TX — population 1,806
- Leon Valley, TX — population 11,337
- Helotes, TX — population 9,952