Personal loans in University Place, WA

Decide the purpose of the loan and your repayment plan before sharing any details with a University Place lender. About 35,049 people live in University Place, placing it 36th of 281 Census places in Washington. Every figure below is Washington's own, applied to University Place's 35,049 residents, with the publisher and retrieval date attached. The trend for University Place between 2020 and 2023 is upward by roughly 0.5%. The nearest larger metro is Lakewood, WA about 4 miles away.

Local context for University Place

The figures below are University Place's own — Census population, land area and coordinates — followed by the Washington rules.

• Population: 35,049 people, a figure that places University Place 36th among the 281 Census places in Washington (US Census Bureau, Vintage 2023).
• Population trend: Roughly 0.5% more residents than the 2020 Census counted.
• People gained or lost: about 177 more since the 2020 base.
• Size percentile: bigger than about 87% of the places in Washington, with 35,049 residents in University Place.
• Density: the Census land area of 8.3 sq mi holds about 4,203 people per square mile.
• Land area: University Place covers 8.3 square miles, the 57th-largest area among Washington's 281 places.
• Water area rank: University Place ranks 91st among Washington's 281 places, with 0.17 sq mi.
• Within Washington: about 0.7% of the state's population lives in University Place.
• Nationally: University Place is the 1,145th-largest of 19,457 Census places in the dataset.
• Growth in Washington: University Place stands 168th by percentage change from 2020 to 2023, among 281 places.
• Against the state trend: University Place's 0.5% change compares with a Washington average of +2.8% across its 281 places.
• Density rank: University Place is the 17th most densely settled place in Washington.
• Density vs Washington: University Place's 4,203 people per square mile compare with a state median of 1,518.
• Location: 47.2154, -122.5473 (US Census Bureau Gazetteer).
• Nearest larger cities: Lakewood (4 mi); Tacoma (5 mi); Federal Way (12 mi); Puyallup (12 mi); Lacey (17 mi). Living near a larger metro rarely changes what is available in University Place.
• Nearest smaller towns: Fircrest (2 mi); Steilacoom (4 mi); Ruston (6 mi) — useful context for the surrounding area.
• Smaller neighbours: 63 places smaller than University Place sit within 50 miles.
• At 100 miles: 26 larger Census places fall inside that radius.

Which Washington laws govern a loan in University Place

When Washington does not publish a figure, the row links to the source instead of inventing a number; University Place is bound by the same rules.

University Place in state context

Among Washington's 281 places, University Place sits at 36th for population, a share of roughly 0.7% of the state. Its 2020-to-2023 change ranks 168th of 281 Washington places, putting it near the 40th percentile for growth. By density, at about 4,203 people per square mile, it ranks 17th in Washington. Within 50 miles sit 63 smaller Census places, alongside the 21 that are larger.

Where University Place sits

The Census Gazetteer records 8.3 square miles of land and 0.17 square miles of water within University Place. Spread across it are roughly 4,203 residents per square mile. For the state's biggest city, Seattle, the distance is roughly 29 miles. University Place has 21 larger places within a 50-mile radius. The 100-mile radius contains 26 larger places.

Borrowing reach in University Place

University Place is fairly dense, with about 4,203 people per square mile and 21 larger places within 50 miles. Distance to a branch rarely matters for University Place's 35,049 residents: the application is online and the price follows your credit file. The nearest larger city, Lakewood, WA about 4 miles away.

The anatomy of a University Place personal loan

A University Place personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 35,049 residents. A lender serving University Place's 35,049 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a University Place loan but raises total interest, so the smallest payment is not the cheapest loan.