Personal loans in Fife, WA

Personal loans in Fife are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 10,723 population. The trend for Fife between 2020 and 2023 is downward by roughly 2.8%. Use the calculator on this page to price an amount and term before you commit in Fife. Borrowers who want a bigger city can look to Edgewood, WA about 3 miles away.

What the Census records for Fife

Two layers matter for a Fife borrower: the local population picture and Washington's consumer-lending statutes.

• Population: 10,723 residents; Fife is the 88th-largest of 281 places in Washington (US Census Bureau, Vintage 2023).
• Population trend: About 2.8% below the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a loss of about 307 residents.
• Size percentile: with 10,723 residents, Fife is larger than about 69% of Washington's Census places.
• Population density: about 1,838 people per square mile (Census land area 5.8 sq mi).
• Land area rank: Fife's 5.8 square miles rank 87th of 281 places in Washington.
• Water area: Fife has 0.13 square miles of water, ranking 99th of 281 places in Washington.
• State share: roughly 0.2% of Washington's residents live in Fife (10,723 people).
• National rank: Fife is the 3,001st most populous of the 19,457 Census places covered here.
• Growth rank: Fife's 2020-to-2023 change ranks 257th of 281 places in Washington.
• Against the state trend: Fife's 2.8% change compares with a Washington average of +2.8% across its 281 places.
• Density in Washington: Fife ranks 116th by people per square mile.
• Density in context: Fife's 1,838 people per square mile sit against a Washington median of 1,518.
• Location: latitude 47.2323, longitude -122.3506 (Census Gazetteer).
• Nearest larger cities: Edgewood (3 mi); Puyallup (5 mi); Tacoma (5 mi); Sumner (5 mi); Federal Way (6 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: Milton (2 mi); Pacific (5 mi); Algona (6 mi).
• Smaller places within 50 miles: 35 of them.
• Larger places within 100 miles: 67.

Where Fife sits

The Census Gazetteer records 5.8 square miles of land and 0.13 square miles of water within Fife. That land carries about 1,838 people per square mile. Seattle, the largest place in Washington, is about 27 miles from Fife. Counting outward 50 miles, 49 larger communities surround Fife. The 100-mile radius contains 67 larger places.

The Fife borrowing checklist

These steps shape the offer you get in Fife, a place of about 10,723 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the lender holds a Washington licence by checking the regulator named above.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

In Fife as elsewhere in Washington, the written terms — not the advertisement — are what count for its 10,723 residents.

How personal loans work in Fife

A Fife personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 10,723 residents. The APR tracks your credit score rather than Fife's rank of 88th in Washington: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Fife loan is knowable in advance — unlike a revolving card balance.

Where Fife sits in Washington

Within Washington, Fife holds roughly 0.2% of all residents, the 88th-largest share among 281 places. For population change between 2020 and 2023, Fife ranks 257th of 281 in Washington (about the 9th percentile). Its roughly 1,838 residents per square mile place it 116th among Washington's places. Between 2020 and 2023 the count changed by roughly 307 residents.

The state rulebook for Fife

The rows below set out what a licensed lender must follow in Washington, and so for Fife's roughly 10,723 residents.