Personal loans in DuPont, WA
DuPont counts about 9,784 people, and what is genuinely local about borrowing here is limited — Washington law does the governing. DuPont is one of 281 Census places in Washington; its 9,784 residents put it at 92nd.
From the 2020 Census base to the 2023 estimate, the population declined by about 3.0%. If debt is already a strain, a nonprofit credit counsellor can help DuPont residents before they take on more. The closest larger place is Lakewood, WA about 7 miles away. To lend to DuPont's 9,784 residents, a company must hold a Washington licence, and each sourced row below names the regulator behind it.
Borrowing in DuPont: the local picture
Two layers matter for a DuPont borrower: the local population picture and Washington's consumer-lending statutes.
- Population: 9,784 people, a figure that places DuPont 92nd among the 281 Census places in Washington (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 3.0% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 306 residents.
- Size percentile: with 9,784 residents, DuPont is larger than about 67% of Washington's Census places.
- Population density: 1,681 people per square mile on 5.8 square miles of land.
- By land area: DuPont ranks 88th among Washington's 281 places, at 5.8 sq mi.
- Water area rank: DuPont ranks 140th among Washington's 281 places, with 0.03 sq mi.
- State share: roughly 0.2% of Washington's residents live in DuPont (9,784 people).
- Nationally: DuPont is the 3,205th-largest of 19,457 Census places in the dataset.
- Growth rank: DuPont ranks 265th among Washington's 281 places for the 2020-to-2023 change.
- State comparison: Washington's places average +2.8% for 2020-to-2023, against DuPont's 3.0%.
- Density rank: DuPont is the 123rd most densely settled place in Washington.
- Against the state median: DuPont runs about 1,681 residents per square mile, where the Washington median is 1,518.
- Location: mapped by the US Census Bureau at 47.1074, -122.6476.
- Nearest larger cities: Lakewood (7 mi); Lacey (8 mi); University Place (9 mi); Yelm (11 mi); Olympia (13 mi). Living near a larger metro rarely changes what is available in DuPont.
- Nearest smaller towns: Steilacoom (5 mi); Roy (10 mi); Fircrest (11 mi).
- Smaller neighbours: 36 places smaller than DuPont sit within 50 miles.
- Larger places within 100 miles: 70.
Where DuPont sits in Washington
Against Washington's other places, DuPont accounts for about 0.2% of the state's population and ranks 92nd of 281 by size. Its 2020-to-2023 change ranks 265th of 281 Washington places, putting it near the 6th percentile for growth. By density, at about 1,681 people per square mile, it ranks 123rd in Washington. Within 50 miles sit 36 smaller Census places, alongside the 42 that are larger.
DuPont: area, density and distance
DuPont's land area is about 5.8 square miles; a further 0.03 square miles is water. Spread across it are roughly 1,681 residents per square mile. For the state's biggest city, Seattle, the distance is roughly 38 miles. Counting outward 50 miles, 42 larger communities surround DuPont. The 100-mile radius contains 70 larger places.
What to do before borrowing in DuPont
Complete these steps first when you borrow in DuPont (9,784 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Washington licence with the regulator listed on this page.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
The process is identical across Washington; what changes is your credit file, not the fact that DuPont holds 9,784 people.
Washington rules behind a DuPont personal loan
When Washington does not publish a figure, the row links to the source instead of inventing a number; DuPont is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
How lenders reach DuPont
DuPont is a moderately settled community of about 9,784 people, with 42 larger places inside a 50-mile radius. A Washington licence lets a lender serve DuPont without a local office, so branch density does not change what its 9,784 residents are offered. The nearest larger city, Lakewood, WA about 7 miles away.
Common questions
What are my options in DuPont if my credit is poor?
What loan size can I expect in DuPont?
Do I have to pledge anything to borrow in DuPont?
Does comparing loans in DuPont cost me credit score points?
Nearby places
- Steilacoom, WA — population 6,610
- Lakewood, WA — population 62,303
- University Place, WA — population 35,049
- Roy, WA — population 796
- Lacey, WA — population 58,326
- Yelm, WA — population 10,780
- Fircrest, WA — population 6,932
- Rainier, WA — population 2,476