Personal loans in Union, NE
Which products a lender may offer to Union's 199 residents follows from the Nebraska consumer-lending framework. An estimated 199 people make their home in Union, a figure that ranks 329th in Nebraska.
In Union, one of 527 Census places in Nebraska, the figure to compare across lenders is the APR, not the advertised rate. A 2020-to-2023 comparison shows Union up by about 2.1%. Use the calculator on this page to price an amount and term before you commit in Union. The closest larger city is Murray, NE about 7 miles away.
What the Census records for Union
Union is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 199, ranked 329th of 527 places in Nebraska (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 2.1% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 4 residents.
- Size percentile: roughly 38% of Nebraska places rank below Union.
- Population density: 1,053 people per square mile on 0.2 square miles of land.
- By land area: Union ranks 434th among Nebraska's 527 places, at 0.2 sq mi.
- Share of Nebraska: Union holds about 0.0% of the state's population, some 199 people.
- National rank: Union is the 16,514th most populous of the 19,457 Census places covered here.
- Growth rank: Union's 2020-to-2023 change ranks 70th of 527 places in Nebraska.
- Versus Nebraska: the state average change is -0.6%, while Union moved 2.1%.
- Density rank: Union places 187th among Nebraska's places by people per square mile.
- Density in context: Union's 1,053 people per square mile sit against a Nebraska median of 830.
- Location: the Census Gazetteer records it at 40.8143, -95.9219.
- Nearest larger cities: Murray (7 mi); Nebraska City (10 mi); Weeping Water (12 mi); Plattsmouth (13 mi); Tabor (14 mi). Larger metros often have more branches, but online lenders reach Union on the same terms.
- Smaller towns nearby: Nehawka (4 mi); Thurman (9 mi); Avoca (10 mi).
- Within a 50-mile radius: 53 smaller Census places.
- Within 100 miles: 279 places are larger than Union.
How lenders reach Union
With about 1,053 residents per square mile, Union is moderately settled, and 81 larger Census places sit within 50 miles. What is available to Union's 199 borrowers is set by Nebraska licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Murray, NE about 7 miles away.
Where Union sits in Nebraska
Within Nebraska, Union holds roughly 0.0% of all residents, the 329th-largest share among 527 places. On the 2020-to-2023 trend, Union stands 70th among Nebraska's 527 places — roughly the 87th percentile. Its roughly 1,053 residents per square mile place it 187th among Nebraska's places. Within 50 miles sit 53 smaller Census places, alongside the 81 that are larger.
How a Union personal loan is priced
Most loans made to Union's 199 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Union's 199 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Union loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How Nebraska law applies in Union
For the roughly 199 residents of Union, the rules below are Nebraska's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
Union: area, density and distance
Union's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,053 people per square mile. For the state's biggest city, Omaha, the distance is roughly 32 miles. Within 50 miles of Union there are 81 larger Census places. Within the same 50 miles lie 53 smaller Census places.
Common questions
What are my options in Union if my credit is poor?
What loan size can I expect in Union?
Do I have to pledge anything to borrow in Union?
Does comparing loans in Union cost me credit score points?
Nearby places
- Nehawka, NE — population 173
- Murray, NE — population 500
- Nebraska City, NE — population 7,414
- Thurman, IA — population 163
- Dunbar, NE — population 168
- Plattsmouth, NE — population 6,808
- Avoca, NE — population 183
- Otoe, NE — population 166