Personal loans in Thurman, IA
Thurman ranks 717th of 940 places in Iowa, with a population near 163. For a borrower among the roughly 163 residents of Thurman, a personal loan is a tool whose cost turns on the terms, not the address.
Thurman lost roughly 1.2% of its population across the 2020-to-2023 comparison. Rate-shopping from Thurman costs nothing at pre-qualification, where a soft pull leaves your credit file alone. To lend to Thurman's 163 residents, a company must hold a Iowa licence, and each sourced row below names the regulator behind it. The nearest larger city is Tabor, IA about 6 miles away.
Thurman: population, trend and location
Here is the sourced Census picture for Thurman, plus the Iowa lending rules that apply to a loan taken out here.
- Population: 163 — Thurman ranks 717th of 940 communities in Iowa (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 1.2% from 2020 to 2023.
- People gained or lost: about 2 fewer since the 2020 base.
- Size percentile: Thurman sits ahead of around 24% of Iowa places, at 163 people.
- Density: roughly 288 residents per square mile, spread over 0.6 sq mi of land.
- Land area: Thurman covers 0.6 square miles, the 602nd-largest area among Iowa's 940 places.
- State share: roughly 0.0% of Iowa's residents live in Thurman (163 people).
- National standing: Thurman ranks 17,087th of 19,457 US places.
- Growth in Iowa: Thurman stands 464th by percentage change from 2020 to 2023, among 940 places.
- Versus Iowa: the state average change is -0.7%, while Thurman moved 1.2%.
- Density in Iowa: Thurman ranks 743rd by people per square mile.
- Density in context: Thurman's 288 people per square mile sit against a Iowa median of 672.
- Location: it lies at 40.8201, -95.7488 in the Census Gazetteer.
- Nearest larger cities: Tabor (6 mi); Sidney (7 mi); Union (9 mi); Randolph (10 mi); Murray (11 mi). Larger metros often have more branches, but online lenders reach Thurman on the same terms.
- Smaller places nearby: Pacific Junction (14 mi); Imogene (17 mi); Hastings (19 mi).
- Within a 50-mile radius: 39 smaller Census places.
- Within 100 miles: 318 places are larger than Thurman.
Steps to take before a Thurman loan
A sensible order of operations for a loan in Thurman, home to about 163 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the lender holds a Iowa licence by checking the regulator named above.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
In Thurman as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 163 residents.
What is available to Thurman borrowers
With about 288 residents per square mile, Thurman is lightly settled, and 91 larger Census places sit within 50 miles. Lenders licensed in Iowa reach Thurman's 163 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Tabor, IA about 6 miles away.
Thurman against the rest of Iowa
Set beside Iowa's 940 places, Thurman ranks 717th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Thurman stands 464th among Iowa's 940 places — roughly the 51th percentile. Its roughly 288 residents per square mile place it 743rd among Iowa's places. By land area, its 0.6 square miles rank 602nd of 940 places in Iowa.
Thurman: area, density and distance
Inside Thurman's boundaries lie about 0.6 square miles of land, with no significant water area recorded. Spread across it are roughly 288 residents per square mile. The state's population centre of gravity, Des Moines, is roughly 123 miles away. Within 50 miles of Thurman there are 91 larger Census places. The 100-mile radius contains 318 larger places.
The state rulebook for Thurman
These are Iowa's sourced lending facts as they reach Thurman's 163 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Common questions
What are my options in Thurman if my credit is poor?
What loan size can I expect in Thurman?
Do I have to pledge anything to borrow in Thurman?
Does comparing loans in Thurman cost me credit score points?
Nearby places
- Tabor, IA — population 984
- Sidney, IA — population 1,039
- Union, NE — population 199
- Nebraska City, NE — population 7,414
- Randolph, IA — population 181
- Murray, NE — population 500
- Pacific Junction, IA — population 101
- Riverton, IA — population 241