Personal loans in Thurman, IA

Thurman ranks 717th of 940 places in Iowa, with a population near 163. For a borrower among the roughly 163 residents of Thurman, a personal loan is a tool whose cost turns on the terms, not the address.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Thurman lost roughly 1.2% of its population across the 2020-to-2023 comparison. Rate-shopping from Thurman costs nothing at pre-qualification, where a soft pull leaves your credit file alone. To lend to Thurman's 163 residents, a company must hold a Iowa licence, and each sourced row below names the regulator behind it. The nearest larger city is Tabor, IA about 6 miles away.

Thurman: population, trend and location

Here is the sourced Census picture for Thurman, plus the Iowa lending rules that apply to a loan taken out here.

Steps to take before a Thurman loan

A sensible order of operations for a loan in Thurman, home to about 163 people:

  1. Pull your credit reports first and correct any error before a lender sees the file.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Confirm the lender holds a Iowa licence by checking the regulator named above.
  5. Weigh a shorter term's higher payment against the interest it saves.
  6. Keep the amount to the expense; an approval is not a reason to take more.
  7. Write down the purpose of the loan and your repayment plan before you apply.

In Thurman as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 163 residents.

What is available to Thurman borrowers

With about 288 residents per square mile, Thurman is lightly settled, and 91 larger Census places sit within 50 miles. Lenders licensed in Iowa reach Thurman's 163 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Tabor, IA about 6 miles away.

Thurman against the rest of Iowa

Set beside Iowa's 940 places, Thurman ranks 717th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Thurman stands 464th among Iowa's 940 places — roughly the 51th percentile. Its roughly 288 residents per square mile place it 743rd among Iowa's places. By land area, its 0.6 square miles rank 602nd of 940 places in Iowa.

Thurman: area, density and distance

Inside Thurman's boundaries lie about 0.6 square miles of land, with no significant water area recorded. Spread across it are roughly 288 residents per square mile. The state's population centre of gravity, Des Moines, is roughly 123 miles away. Within 50 miles of Thurman there are 91 larger Census places. The 100-mile radius contains 318 larger places.

The state rulebook for Thurman

These are Iowa's sourced lending facts as they reach Thurman's 163 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorIowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services
Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services".
Iowa Division of Banking
as of 2026-09-16
Delayed deposit fee capFee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments
Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments".
Iowa Legislature (Iowa Code)
as of 2026-09-16
Maximum legal interest rate (usury cap)2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements)
Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate".
Iowa Legislature (Iowa Code)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Thurman if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Thurman is the same as anywhere in Iowa.
What loan size can I expect in Thurman?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Thurman?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Thurman cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related