Personal loans in Tabor, IA
For a borrower among the roughly 984 residents of Tabor, a personal loan is a tool whose cost turns on the terms, not the address. The trend for Tabor between 2020 and 2023 is downward by roughly 3.1%.
About 984 people live in Tabor, placing it 279th of 940 Census places in Iowa. Judge Tabor offers on total cost, not on how quickly the money arrives. A lender that serves Tabor operates under Iowa lending statutes and a Iowa supervisor. A larger market lies at Malvern, IA about 9 miles away.
What the Census records for Tabor
Two layers matter for a Tabor borrower: the local population picture and Iowa's consumer-lending statutes.
- Population: an estimated 984 residents, 279th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 3.1% between 2020 and 2023.
- Net change: roughly 31 fewer people than the 2020 Census counted.
- Size percentile: Tabor sits ahead of around 70% of Iowa places, at 984 people.
- Population density: about 760 people per square mile across 1.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Tabor ranks 296th among Iowa's 940 places, at 1.3 sq mi.
- Share of state population: Tabor's 984 residents are about 0.0% of Iowa.
- National standing: Tabor ranks 10,278th of 19,457 US places.
- Growth rank: Tabor's 2020-to-2023 change ranks 819th of 940 places in Iowa.
- State comparison: Iowa's places average -0.7% for 2020-to-2023, against Tabor's 3.1%.
- Density in Iowa: Tabor ranks 411th by people per square mile.
- Against the state median: Tabor runs about 760 residents per square mile, where the Iowa median is 672.
- Location: coordinates 40.8949, -95.6736 (US Census Bureau Gazetteer).
- Nearest larger cities: Malvern (9 mi); Sidney (10 mi); Glenwood (11 mi); Plattsmouth (14 mi); Nebraska City (18 mi). Living near a larger metro rarely changes what is available in Tabor.
- Nearest smaller places: Randolph (6 mi); Thurman (6 mi); Pacific Junction (11 mi).
- Smaller neighbours: 88 places smaller than Tabor sit within 50 miles.
- Within 100 miles: 108 places are larger than Tabor.
What shapes a Tabor personal loan
Tabor is a small community of about 984 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Tabor lender to disclose the APR and finance charge before you sign. The term you choose in Tabor decides the split between a comfortable payment and the total interest you pay.
Tabor against the rest of Iowa
Among Iowa's 940 places, Tabor sits at 279th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 819th of 940 Iowa places, putting it near the 13th percentile for growth. Its roughly 760 residents per square mile place it 411th among Iowa's places. The population moved by about 31 people between 2020 and 2023, a 3.1% shift.
Steps to take before a Tabor loan
For Tabor's roughly 984 residents, these are the steps that most influence the offer:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Iowa licence by checking the regulator named above.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
What differs between Tabor and the rest of Iowa is not the process but the borrower's own file, among the 984 people here.
Getting a loan in Tabor
With about 760 residents per square mile, Tabor is moderately settled, and 40 larger Census places sit within 50 miles. A Iowa licence lets a lender serve Tabor without a local office, so branch density does not change what its 984 residents are offered. The nearest larger city, Malvern, IA about 9 miles away.
Iowa consumer-lending rules applied in Tabor
Read the table as a lender's compliance picture for Tabor: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Common questions
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Nearby places
- Thurman, IA — population 163
- Randolph, IA — population 181
- Malvern, IA — population 1,051
- Sidney, IA — population 1,039
- Glenwood, IA — population 5,175
- Pacific Junction, IA — population 101
- Silver City, IA — population 246
- Hastings, IA — population 157