Personal loans in Dunbar, NE
A personal loan in Dunbar is priced from your credit file and income, not from the fact that the city holds 168 people. An estimated 168 people make their home in Dunbar, a figure that ranks 353rd in Nebraska.
The 2020 count to the 2023 estimate shows about 2.4% growth in Dunbar. To lend to Dunbar's 168 residents, a company must hold a Nebraska licence, and each sourced row below names the regulator behind it. Read the disclosure for an origination fee and any prepayment penalty before signing in Dunbar. Borrowers who want a bigger city can look to Syracuse, NE about 8 miles away.
Dunbar: the sourced local profile
The figures below are Dunbar's own — Census population, land area and coordinates — followed by the Nebraska rules.
- Population: 168 residents; Dunbar is the 353rd-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: Up about 2.4% from the 2020 Census base to the 2023 estimate.
- Absolute change: 4 residents added between 2020 and 2023.
- Size percentile: Dunbar's 168 people outrank roughly 33% of the places in Nebraska.
- Population density: 727 people per square mile on 0.2 square miles of land.
- Land area: Dunbar covers 0.2 square miles, the 403rd-largest area among Nebraska's 527 places.
- Within Nebraska: about 0.0% of the state's population lives in Dunbar.
- National rank: Dunbar sits 16,977th by population among the 19,457 places in this dataset.
- Growth in Nebraska: Dunbar stands 51st by percentage change from 2020 to 2023, among 527 places.
- Versus Nebraska: the state average change is -0.6%, while Dunbar moved 2.4%.
- Density rank: Dunbar places 305th among Nebraska's places by people per square mile.
- Density vs Nebraska: Dunbar's 727 people per square mile compare with a state median of 830.
- Location: coordinates 40.6687, -96.0309 (US Census Bureau Gazetteer).
- Nearest larger cities: Syracuse (8 mi); Nebraska City (9 mi); Talmage (9 mi); Avoca (10 mi); Nehawka (11 mi). Living near a larger metro rarely changes what is available in Dunbar.
- Smaller communities close by: Lorton (5 mi); Otoe (6 mi); Julian (13 mi), each with its own Census population profile.
- Smaller neighbours: 45 places smaller than Dunbar sit within 50 miles.
- Larger places within 100 miles: 296.
The geography behind Dunbar
The Census Gazetteer records about 0.2 square miles of land within Dunbar, with no significant water area listed. Spread across it are roughly 727 residents per square mile. For the state's biggest city, Omaha, the distance is roughly 41 miles. Dunbar has 86 larger places within a 50-mile radius. Within the same 50 miles lie 45 smaller Census places.
Borrowing reach in Dunbar
At roughly 727 people per square mile, Dunbar is moderately settled; 86 larger places lie within 50 miles. Whether Dunbar has a local branch or not, a Nebraska-licensed lender can serve its 168 people online on the same terms. The nearest larger city, Syracuse, NE about 8 miles away.
Nebraska rules behind a Dunbar personal loan
Read the table as a lender's compliance picture for Dunbar: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Before you apply in Dunbar
Before you hand your details to a lender in Dunbar, where the population is near 168:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Nebraska licence with the regulator listed on this page.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
None of these steps is Dunbar-specific: the same Nebraska licensing and disclosure rules reach all 168 residents.
How a Dunbar personal loan is priced
A Dunbar personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 168 residents. Two numbers drive a Dunbar loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Dunbar decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Dunbar if my credit is poor?
What loan size can I expect in Dunbar?
Do I have to pledge anything to borrow in Dunbar?
Does comparing loans in Dunbar cost me credit score points?
Nearby places
- Lorton, NE — population 35
- Otoe, NE — population 166
- Talmage, NE — population 205
- Syracuse, NE — population 1,974
- Avoca, NE — population 183
- Nehawka, NE — population 173
- Nebraska City, NE — population 7,414
- Union, NE — population 199