Personal loans in Trommald, MN
Roughly 108 residents live in Trommald, the 747th-largest community in Minnesota. In Trommald, one of 853 Census places in Minnesota, the figure to compare across lenders is the APR, not the advertised rate. Trommald added about 10.2% to its population between the 2020 base and the 2023 estimate. Work out your debt-to-income ratio first; lenders weigh it heavily, and Trommald's 108 residents are no exception. A single loan can carry different costs on either side of a state line, and Trommald sits on the Minnesota side of that line. The closest larger place is Ironton, MN about 2 miles away.
Trommald by the numbers
Here is the sourced Census picture for Trommald, plus the Minnesota lending rules that apply to a loan taken out here.
- Population: about 108 people live here, which puts Trommald 747th of 853 Census places in Minnesota (Vintage 2023).
- Population trend: Growth of about 10.2% across the 2020-to-2023 comparison.
- People gained or lost: about 10 more since the 2020 base.
- Size percentile: about 12% of Minnesota communities are smaller than Trommald (108 residents).
- Density: roughly 29 residents per square mile, spread over 3.7 sq mi of land.
- Land area rank: Trommald's 3.7 square miles rank 210th of 853 places in Minnesota.
- Water: Trommald holds about 0.28 square miles, the 165th-largest water area in Minnesota.
- Share of Minnesota: Trommald holds about 0.0% of the state's population, some 108 people.
- National rank: Trommald sits 18,005th by population among the 19,457 places in this dataset.
- Growth in Minnesota: Trommald stands 18th by percentage change from 2020 to 2023, among 853 places.
- Against the state trend: Trommald's 10.2% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Trommald places 839th among Minnesota's places by people per square mile.
- Density in context: Trommald's 29 people per square mile sit against a Minnesota median of 607.
- Location: coordinates 46.5077, -94.0152 (US Census Bureau Gazetteer).
- Nearest larger cities: Ironton (2 mi); Crosby (3 mi); Riverton (4 mi); Cuyuna (5 mi); Deerwood (6 mi). A branch is convenient; it is not what sets your APR.
- Smaller places close by: Manhattan Beach (17 mi); Fort Ripley (29 mi); Hillman (35 mi).
- Within a 50-mile radius: 9 smaller Census places.
- Within 100 miles: 261 places are larger than Trommald.
How lenders reach Trommald
At roughly 29 people per square mile, Trommald is sparsely settled; 46 larger places lie within 50 miles. Lenders licensed in Minnesota reach Trommald's 108 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Ironton, MN about 2 miles away.
A pre-application checklist for Trommald
Before you apply in Trommald, a community of about 108, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Check the Minnesota regulator's records to confirm the lender is licensed here.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
The process is identical across Minnesota; what changes is your credit file, not the fact that Trommald holds 108 people.
How Trommald compares across Minnesota
Set beside Minnesota's 853 places, Trommald ranks 747th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 18th of 853 Minnesota places, putting it near the 98th percentile for growth. By density, at about 29 people per square mile, it ranks 839th in Minnesota. By land area, its 3.7 square miles rank 210th of 853 places in Minnesota.
How Minnesota law applies in Trommald
For the roughly 108 residents of Trommald, the rules below are Minnesota's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
The geography behind Trommald
Trommald's land area is about 3.7 square miles; a further 0.28 square miles is water. Spread across it are roughly 29 residents per square mile. Minneapolis, the largest place in Minnesota, is about 113 miles from Trommald. Trommald has 46 larger places within a 50-mile radius. By land area it ranks 210th of 853 Minnesota places.
Common questions
What are my options in Trommald if my credit is poor?
What loan size can I expect in Trommald?
Do I have to pledge anything to borrow in Trommald?
Does comparing loans in Trommald cost me credit score points?
Nearby places
- Ironton, MN — population 568
- Riverton, MN — population 117
- Crosby, MN — population 2,355
- Cuyuna, MN — population 323
- Deerwood, MN — population 578
- Crosslake, MN — population 2,431
- Breezy Point, MN — population 2,754
- Brainerd, MN — population 14,563