Personal loans in Ironton, MN

Ironton is a small community in Minnesota, with an estimated 568 residents, and every licensed lender here follows the same state rulebook. Consumer lending that reaches Ironton's 568 residents is governed by Minnesota statute; no city ordinance changes it. Compare APR, not the interest rate, because the APR folds in most fees on a Ironton loan. The next larger city is Crosby, MN about 3 miles away.

What the Census records for Ironton

What follows is Ironton's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.

• Population: about 568, ranked 462nd of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 1.0%.
• Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
• Size percentile: bigger than about 46% of the places in Minnesota, with 568 residents in Ironton.
• Population density: 392 people per square mile on 1.4 square miles of land.
• Land area rank: Ironton's 1.4 square miles rank 404th of 853 places in Minnesota.
• Water area: Ironton has 0.69 square miles of water, ranking 115th of 853 places in Minnesota.
• Within Minnesota: about 0.0% of the state's population lives in Ironton.
• National rank: Ironton is 12,651st of 19,457 places nationwide.
• Growth rank: Ironton's 2020-to-2023 change ranks 477th of 853 places in Minnesota.
• Versus Minnesota: the state average change is +0.1%, while Ironton moved 1.0%.
• Density rank: Ironton is the 549th most densely settled place in Minnesota.
• Density vs Minnesota: Ironton's 392 people per square mile compare with a state median of 607.
• Location: 46.4822, -94.0033 (Census Gazetteer coordinates).
• Nearest larger cities: Crosby (3 mi); Deerwood (5 mi); Brainerd (13 mi); Breezy Point (13 mi); Nisswa (14 mi). Lenders licensed in the state serve Ironton whether or not they keep a local branch.
• Smaller towns nearby: Trommald (2 mi); Riverton (3 mi); Cuyuna (4 mi).
• Within a 50-mile radius: 34 smaller Census places.
• Larger places within 100 miles: 173.

The Ironton borrowing checklist

A sensible order of operations for a loan in Ironton, home to about 568 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Look the lender up in the Minnesota regulator's licence records before you sign.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

What differs between Ironton and the rest of Minnesota is not the process but the borrower's own file, among the 568 people here.

The state rulebook for Ironton

For the roughly 568 residents of Ironton, the rules below are Minnesota's own; each row carries its publisher and retrieval date.

Getting a loan in Ironton

At roughly 392 people per square mile, Ironton is lightly settled; 23 larger places lie within 50 miles. Distance to a branch rarely matters for Ironton's 568 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Crosby, MN about 3 miles away.

The geography behind Ironton

Ironton's land area is about 1.4 square miles; a further 0.69 square miles is water. Spread across it are roughly 392 residents per square mile. For the state's biggest city, Minneapolis, the distance is roughly 111 miles. Within 50 miles of Ironton there are 23 larger Census places. Within the same 50 miles lie 34 smaller Census places.

How Ironton compares across Minnesota

Against Minnesota's other places, Ironton accounts for about 0.0% of the state's population and ranks 462nd of 853 by size. On the 2020-to-2023 trend, Ironton stands 477th among Minnesota's 853 places — roughly the 44th percentile. At about 392 people per square mile, Ironton is the 549th most densely settled place in Minnesota. Within 50 miles sit 34 smaller Census places, alongside the 23 that are larger.