Personal loans in Riverton, MN
Riverton, Minnesota — home to about 117 people — is a small community, so the terms you are offered follow Minnesota law rather than any local rule. Riverton ranks 737th of 853 places in Minnesota, with a population near 117. Between the 2020 Census base and the 2023 estimate, Riverton's population barely changed. Price two or three terms so you can see which payment is truly affordable in Riverton. The nearest larger city is Ironton, MN about 3 miles away. A lender that serves Riverton operates under Minnesota lending statutes and a Minnesota supervisor.
What the Census records for Riverton
Two layers matter for a Riverton borrower: the local population picture and Minnesota's consumer-lending statutes.
- Population: about 117 people live here, which puts Riverton 737th of 853 Census places in Minnesota (Vintage 2023).
- Population trend: The 2020-to-2023 change is under a tenth of a percent.
- Size percentile: about 14% of Minnesota communities are smaller than Riverton (117 residents).
- Density: roughly 144 residents per square mile, spread over 0.8 sq mi of land.
- Land area: Riverton covers 0.8 square miles, the 585th-largest area among Minnesota's 853 places.
- Water area: Riverton has 0.09 square miles of water, ranking 251st of 853 places in Minnesota.
- Share of Minnesota: Riverton holds about 0.0% of the state's population, some 117 people.
- National standing: Riverton ranks 17,830th of 19,457 US places.
- Growth rank: Riverton's 2020-to-2023 change ranks 332nd of 853 places in Minnesota.
- Versus Minnesota: the state average change is +0.1%, while Riverton moved 0.0%.
- Density in Minnesota: Riverton ranks 726th by people per square mile.
- Density vs Minnesota: Riverton's 144 people per square mile compare with a state median of 607.
- Location: it lies at 46.4570, -94.0545 in the Census Gazetteer.
- Nearest larger cities: Ironton (3 mi); Crosby (6 mi); Cuyuna (7 mi); Deerwood (7 mi); Brainerd (10 mi). Online lenders reach Riverton no matter how far the nearest branch is.
- Smaller communities within reach: Trommald (4 mi); Manhattan Beach (20 mi); Fort Ripley (25 mi).
- Smaller places within 50 miles: 11 of them.
- Within 100 miles: 267 places are larger than Riverton.
The Minnesota lending rules that reach Riverton
This table holds the Minnesota rate and licensing rules for consumer loans made to Riverton's 117 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Riverton: area, density and distance
The Census Gazetteer records 0.8 square miles of land and 0.09 square miles of water within Riverton. With 117 residents, the land area yields roughly 144 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 110 miles. A 50-mile radius around Riverton takes in 49 places that are larger. Within the same 50 miles lie 11 smaller Census places.
What is available to Riverton borrowers
At roughly 144 people per square mile, Riverton is lightly settled; 49 larger places lie within 50 miles. Whether Riverton has a local branch or not, a Minnesota-licensed lender can serve its 117 people online on the same terms. The nearest bigger place is Ironton, MN about 3 miles away.
Riverton against the rest of Minnesota
Among Minnesota's 853 places, Riverton sits at 737th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Riverton ranks 332nd of 853 in Minnesota (about the 61th percentile). At about 144 people per square mile, Riverton is the 726th most densely settled place in Minnesota. Between 2020 and 2023 the count changed by roughly 0 residents.
The Riverton borrowing checklist
Complete these steps first when you borrow in Riverton (117 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Minnesota regulator's licence records before you sign.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
None of these steps is Riverton-specific: the same Minnesota licensing and disclosure rules reach all 117 residents.
Common questions
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What loan size can I expect in Riverton?
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Does comparing loans in Riverton cost me credit score points?
Nearby places
- Ironton, MN — population 568
- Trommald, MN — population 108
- Crosby, MN — population 2,355
- Cuyuna, MN — population 323
- Deerwood, MN — population 578
- Brainerd, MN — population 14,563
- Breezy Point, MN — population 2,754
- Crosslake, MN — population 2,431