Personal loans in Thor, IA

With roughly 177 residents, Thor is a small community, and the lending rules its borrowers live under are written in Iowa, not by the city. A single loan can carry different costs on either side of a state line, and Thor sits on the Iowa side of that line. Read the disclosure for an origination fee and any prepayment penalty before signing in Thor. The nearest larger metro is Badger, IA about 7 miles away.

Thor: population, trend and location

The figures below are Thor's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: an estimated 177 residents, 696th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 1.1% fewer residents than the 2020 Census counted.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: about 26% of Iowa's Census places are smaller than Thor.
• Density: roughly 178 residents per square mile, spread over 1.0 sq mi of land.
• Land area: Thor covers 1.0 square miles, the 413th-largest area among Iowa's 940 places.
• Share of Iowa: Thor holds about 0.0% of the state's population, some 177 people.
• National standing: Thor ranks 16,838th of 19,457 US places.
• Growth rank: Thor ranks 446th among Iowa's 940 places for the 2020-to-2023 change.
• Versus Iowa: the state average change is -0.7%, while Thor moved 1.1%.
• Density rank: Thor places 839th among Iowa's places by people per square mile.
• Density vs Iowa: Thor's 178 people per square mile compare with a state median of 672.
• Location: latitude 42.6881, longitude -94.0496 (Census Gazetteer).
• Nearest larger cities: Badger (7 mi); Goldfield (7 mi); Eagle Grove (8 mi); Dakota City (8 mi); Humboldt (9 mi). Online lenders reach Thor no matter how far the nearest branch is.
• Nearest smaller towns: Vincent (7 mi); Hardy (8 mi); Rutland (13 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 41 of them.
• At 100 miles: 392 larger Census places fall inside that radius.

Thor's place among Iowa's 940 places

Set beside Iowa's 940 places, Thor ranks 696th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Thor stands 446th among Iowa's 940 places — roughly the 53th percentile. By density, at about 178 people per square mile, it ranks 839th in Iowa. In land area, Thor ranks 413th among Iowa's 940 places.

How lenders reach Thor

At roughly 178 people per square mile, Thor is lightly settled; 89 larger places lie within 50 miles. Whether Thor has a local branch or not, a Iowa-licensed lender can serve its 177 people online on the same terms. For a larger market, the closest option is Badger, IA about 7 miles away.

Which Iowa laws govern a loan in Thor

The rows below set out what a licensed lender must follow in Iowa, and so for Thor's roughly 177 residents.

Thor on the map

Thor's land area is roughly 1.0 square miles, and the Gazetteer records no significant water area within it. With 177 residents, the land area yields roughly 178 people per square mile. Des Moines, the largest place in Iowa, is about 80 miles from Thor. A 50-mile radius around Thor takes in 89 places that are larger. Within the same 50 miles lie 41 smaller Census places.

What a Thor borrower is actually offered

Most loans made to Thor's 177 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Thor lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Thor loan is knowable in advance — unlike a revolving card balance.