Personal loans in Vincent, IA

The Vincent data picture

Most of what governs a Vincent loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.

• Population: an estimated 124 residents, 781st of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: About 3.9% below the 2020 Census base.
• People gained or lost: about 5 fewer since the 2020 base.
• Size percentile: with 124 residents, Vincent is larger than about 17% of Iowa's Census places.
• Density: roughly 477 residents per square mile, spread over 0.3 sq mi of land.
• By land area: Vincent ranks 817th among Iowa's 940 places, at 0.3 sq mi.
• State population share: Vincent accounts for about 0.0% of everyone in Iowa.
• National rank: Vincent sits 17,718th by population among the 19,457 places in this dataset.
• Growth rank: Vincent ranks 901st among Iowa's 940 places for the 2020-to-2023 change.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Vincent's 3.9%.
• Density rank: Vincent is the 619th most densely settled place in Iowa.
• Against the state median: Vincent runs about 477 residents per square mile, where the Iowa median is 672.
• Location: 42.5919 / -94.0189, per the US Census Bureau Gazetteer.
• Nearest larger cities: Badger (7 mi); Thor (7 mi); Eagle Grove (8 mi); Duncombe (9 mi); Woolstock (9 mi). Larger metros often have more branches, but online lenders reach Vincent on the same terms.
• Nearest smaller places: Hardy (15 mi); Rutland (18 mi); Galt (22 mi).
• Smaller neighbours: 26 places smaller than Vincent sit within 50 miles.
• Within 100 miles: 435 places are larger than Vincent.

What a Vincent borrower is actually offered

Vincent is a small community of about 124 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Vincent lender to disclose the APR and finance charge before you sign. The term you choose in Vincent decides the split between a comfortable payment and the total interest you pay.

How Vincent compares across Iowa

Vincent is the 781st-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Vincent stands 901st among Iowa's 940 places — roughly the 4th percentile. At about 477 people per square mile, Vincent is the 619th most densely settled place in Iowa. The population moved by about 5 people between 2020 and 2023, a 3.9% shift.

Vincent: area, density and distance

Vincent's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 477 people per square mile. The largest place in Iowa, Des Moines, lies about 73 miles away. Counting outward 50 miles, 108 larger communities surround Vincent. Within the same 50 miles lie 26 smaller Census places.

Lender access in Vincent

Vincent is lightly settled, with about 477 people per square mile and 108 larger places within 50 miles. What is available to Vincent's 124 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Badger, IA about 7 miles away.

What Iowa law requires in Vincent

Read the table as a lender's compliance picture for Vincent: the rule, the sourced figure, the publisher and the date.