Personal loans in Hardy, IA

By population, Hardy sits at 891st in Iowa, with an estimated 53 residents. To lend to Hardy's 53 residents, a company must hold a Iowa licence, and each sourced row below names the regulator behind it. The 2020 count to the 2023 estimate shows about 1.9% decline in Hardy. The nearest larger city is Renwick, IA about 4 miles away.

Hardy: the sourced local profile

Hardy is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 53, ranked 891st of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 1.9% from 2020 to 2023.
• Absolute change: 1 residents lost between 2020 and 2023.
• Size percentile: about 5% of Iowa communities are smaller than Hardy (53 residents).
• Density: the Census land area of 0.5 sq mi holds about 118 people per square mile.
• By land area: Hardy ranks 687th among Iowa's 940 places, at 0.5 sq mi.
• Within Iowa: about 0.0% of the state's population lives in Hardy.
• Nationally: Hardy is the 18,936th-largest of 19,457 Census places in the dataset.
• Growth rank: Hardy ranks 599th among Iowa's 940 places for the 2020-to-2023 change.
• Versus Iowa: the state average change is -0.7%, while Hardy moved 1.9%.
• Density in Iowa: Hardy ranks 882nd by people per square mile.
• Against the state median: Hardy runs about 118 residents per square mile, where the Iowa median is 672.
• Location: the Census Gazetteer records it at 42.8102, -94.0512.
• Nearest larger cities: Renwick (4 mi); Lu Verne (7 mi); Livermore (8 mi); Thor (8 mi); Goldfield (8 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller places: Ottosen (18 mi); Galt (24 mi); Rodman (28 mi).
• Smaller places within 50 miles: 7 of them.
• Larger places within 100 miles: 492.

Which Iowa laws govern a loan in Hardy

For the roughly 53 residents of Hardy, the rules below are Iowa's own; each row carries its publisher and retrieval date.

Hardy against the rest of Iowa

Among Iowa's 940 places, Hardy sits at 891st for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 599th of 940 Iowa places, putting it near the 36th percentile for growth. At about 118 people per square mile, Hardy is the 882nd most densely settled place in Iowa. In land area, Hardy ranks 687th among Iowa's 940 places.

Where Hardy sits

Hardy covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 118 people per square mile. The state's population centre of gravity, Des Moines, is roughly 88 miles away. Counting outward 50 miles, 118 larger communities surround Hardy. By land area it ranks 687th of 940 Iowa places.

Borrowing reach in Hardy

At roughly 118 people per square mile, Hardy is lightly settled; 118 larger places lie within 50 miles. Distance to a branch rarely matters for Hardy's 53 residents: the application is online and the price follows your credit file. The nearest bigger place is Renwick, IA about 4 miles away.

What shapes a Hardy personal loan

Hardy is a small community of about 53 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hardy. Shortening the term on a Hardy loan raises the monthly payment but cuts the interest; lengthening it does the reverse.