Personal loans in Taft, TX

Taft added about 4.1% to its population between the 2020 base and the 2023 estimate. For the 2,914 people in Taft, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Decide the purpose of the loan and your repayment plan before sharing any details with a Taft lender. A larger market lies at Portland, TX about 7 miles away.

Local context for Taft

What follows is Taft's place in the Census record, alongside the Texas rules that govern a personal loan made here.

• Population: an estimated 2,914 residents, 502nd of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: Up about 4.1% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 115 more since the 2020 base.
• Size percentile: bigger than about 59% of the places in Texas, with 2,914 residents in Taft.
• Density: roughly 1,746 residents per square mile, spread over 1.7 sq mi of land.
• Land area: Taft covers 1.7 square miles, the 804th-largest area among Texas's 1,224 places.
• Within Texas: about 0.0% of the state's population lives in Taft.
• National rank: Taft is 6,372nd of 19,457 places nationwide.
• Growth rank: Taft ranks 498th among Texas's 1,224 places for the 2020-to-2023 change.
• Against the state trend: Taft's 4.1% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Taft is the 219th most densely settled place in Texas.
• Against the state median: Taft runs about 1,746 residents per square mile, where the Texas median is 840.
• Location: coordinates 27.9800, -97.3928 (US Census Bureau Gazetteer).
• Nearest larger cities: Portland (7 mi); Sinton (8 mi); Ingleside (14 mi); Aransas Pass (18 mi); Corpus Christi (21 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Gregory (7 mi); Odem (12 mi); Bayside (14 mi).
• Smaller neighbours: 16 places smaller than Taft sit within 50 miles.
• Within 100 miles: 26 places are larger than Taft.

Lender access in Taft

At roughly 1,746 people per square mile, Taft is moderately settled; 13 larger places lie within 50 miles. Lenders licensed in Texas reach Taft's 2,914 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Portland, TX about 7 miles away.

Texas consumer-lending rules applied in Taft

The rows below set out what a licensed lender must follow in Texas, and so for Taft's roughly 2,914 residents.

A pre-application checklist for Taft

Before you apply in Taft, a community of about 2,914, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the Texas regulator's licence records before you sign.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Pick the shortest term whose payment you can comfortably afford.

In Taft as elsewhere in Texas, the written terms — not the advertisement — are what count for its 2,914 residents.

Land, water and location for Taft

Taft's land area is roughly 1.7 square miles, and the Gazetteer records no significant water area within it. With 2,914 residents, the land area yields roughly 1,746 people per square mile. The state's population centre of gravity, Houston, is roughly 174 miles away. Within 50 miles of Taft there are 13 larger Census places. By land area it ranks 804th of 1,224 Texas places.

Taft against the rest of Texas

Taft is the 502nd-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. For population change between 2020 and 2023, Taft ranks 498th of 1,224 in Texas (about the 59th percentile). By density, at about 1,746 people per square mile, it ranks 219th in Texas. By land area, its 1.7 square miles rank 804th of 1,224 places in Texas.