Personal loans in Portland, TX

Every figure below is Texas's own, applied to Portland's 20,481 residents, with the publisher and retrieval date attached. With 20,481 residents, Portland outranks about 88% of the communities in Texas. Pull your credit reports and line up at least three offers before you apply from Portland. A 2020-to-2023 comparison shows Portland up by about 0.2%. A larger market lies at Corpus Christi, TX about 13 miles away.

Where Portland stands

What follows is Portland's place in the Census record, alongside the Texas rules that govern a personal loan made here.

• Population: 20,481 — Portland ranks 147th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 0.2% across the 2020-to-2023 comparison.
• People gained or lost: about 48 more since the 2020 base.
• Size percentile: roughly 88% of Texas's places have fewer residents than Portland's 20,481.
• Density: the Census land area of 12.1 sq mi holds about 1,689 people per square mile.
• Land area: Portland covers 12.1 square miles, the 179th-largest area among Texas's 1,224 places.
• Water area: Portland has 2.95 square miles of water, ranking 32nd of 1,224 places in Texas.
• Within Texas: about 0.1% of the state's population lives in Portland.
• National rank: Portland is 1,846th of 19,457 places nationwide.
• Growth in Texas: Portland stands 830th by percentage change from 2020 to 2023, among 1,224 places.
• Against the state trend: Portland's 0.2% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Portland places 237th among Texas's places by people per square mile.
• Against the state median: Portland runs about 1,689 residents per square mile, where the Texas median is 840.
• Location: latitude 27.8890, longitude -97.3316 (Census Gazetteer).
• Nearest larger cities: Corpus Christi (13 mi); Kingsville (42 mi); Victoria (68 mi); Harlingen (119 mi); Edinburg (120 mi). Online lenders reach Portland no matter how far the nearest branch is.
• Smaller communities within reach: Gregory (3 mi); Taft (7 mi); Ingleside (8 mi).
• Smaller neighbours: 26 places smaller than Portland sit within 50 miles.
• Larger places within 100 miles: 3.

Where Portland sits

Portland's land area is about 12.1 square miles; a further 2.95 square miles is water. With 20,481 residents, the land area yields roughly 1,689 people per square mile. The state's population centre of gravity, Houston, is roughly 176 miles away. A 50-mile radius around Portland takes in 2 places that are larger. The 100-mile radius contains 3 larger places.

How Portland compares across Texas

Set beside Texas's 1,224 places, Portland ranks 147th by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Portland stands 830th among Texas's 1,224 places — roughly the 32th percentile. At about 1,689 people per square mile, Portland is the 237th most densely settled place in Texas. By land area, its 12.1 square miles rank 179th of 1,224 places in Texas.

What is available to Portland borrowers

Portland is moderately settled, with about 1,689 people per square mile and 2 larger places within 50 miles. A Texas licence lets a lender serve Portland without a local office, so branch density does not change what its 20,481 residents are offered. The nearest larger city, Corpus Christi, TX about 13 miles away.

A pre-application checklist for Portland

Before you apply in Portland, a community of about 20,481, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Check the Texas regulator's records to confirm the lender is licensed here.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

In Portland as elsewhere in Texas, the written terms — not the advertisement — are what count for its 20,481 residents.

How Texas law applies in Portland

This table holds the Texas rate and licensing rules for consumer loans made to Portland's 20,481 residents.