Personal loans in Ingleside, TX
To lend to Ingleside's 10,147 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it.
For a borrower among the roughly 10,147 residents of Ingleside, a personal loan is a tool whose cost turns on the terms, not the address. An estimated 10,147 people make their home in Ingleside, a figure that ranks 242nd in Texas. Population in Ingleside climbed about 6.6% over the three years from 2020 to 2023. Use the calculator on this page to price an amount and term before you commit in Ingleside. The closest larger place is Portland, TX about 8 miles away.
What the Census records for Ingleside
Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.
- Population: an estimated 10,147 residents, 242nd of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: Up about 6.6% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 632 more since the 2020 base.
- Size percentile: with 10,147 residents, Ingleside is larger than about 80% of Texas's Census places.
- Density: the Census land area of 16.9 sq mi holds about 600 people per square mile.
- Land area: Ingleside covers 16.9 square miles, the 137th-largest area among Texas's 1,224 places.
- Water area rank: Ingleside ranks 323rd among Texas's 1,224 places, with 0.04 sq mi.
- State share: roughly 0.0% of Texas's residents live in Ingleside (10,147 people).
- National rank: Ingleside is the 3,129th most populous of the 19,457 Census places covered here.
- Growth rank: Ingleside's 2020-to-2023 change ranks 340th of 1,224 places in Texas.
- Against the state trend: Ingleside's 6.6% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Ingleside places 811th among Texas's places by people per square mile.
- Against the state median: Ingleside runs about 600 residents per square mile, where the Texas median is 840.
- Location: it lies at 27.8706, -97.2079 in the Census Gazetteer.
- Nearest larger cities: Portland (8 mi); Corpus Christi (8 mi); Rockport (16 mi); Robstown (29 mi); Kingsville (47 mi). A branch is convenient; it is not what sets your APR.
- Smaller places close by: Ingleside on the Bay (3 mi); Gregory (6 mi); Aransas Pass (7 mi).
- Smaller neighbours: 22 places smaller than Ingleside sit within 50 miles.
- At 100 miles: 9 larger Census places fall inside that radius.
The Texas lending rules that reach Ingleside
Texas has no separate rate rule for Ingleside; the sourced rows below are what reach every lender that serves its 10,147 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Ingleside: area, density and distance
Inside Ingleside's boundaries lie roughly 16.9 square miles of land and 0.04 square miles of water. With 10,147 residents, the land area yields roughly 600 people per square mile. Houston, the largest place in Texas, is about 172 miles from Ingleside. Counting outward 50 miles, 6 larger communities surround Ingleside. The 100-mile radius contains 9 larger places.
Ingleside's place among Texas's 1,224 places
Against Texas's other places, Ingleside accounts for about 0.0% of the state's population and ranks 242nd of 1,224 by size. Its 2020-to-2023 change ranks 340th of 1,224 Texas places, putting it near the 72th percentile for growth. Its roughly 600 residents per square mile place it 811th among Texas's places. Within 50 miles sit 22 smaller Census places, alongside the 6 that are larger.
A practical checklist for Ingleside borrowers
A sensible order of operations for a loan in Ingleside, home to about 10,147 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Texas regulator's licence records before you sign.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
What differs between Ingleside and the rest of Texas is not the process but the borrower's own file, among the 10,147 people here.
What is available to Ingleside borrowers
Ingleside is a moderately settled community of about 10,147 people, with 6 larger places inside a 50-mile radius. Distance to a branch rarely matters for Ingleside's 10,147 residents: the application is online and the price follows your credit file. The nearest bigger place is Portland, TX about 8 miles away.
Common questions
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Nearby places
- Ingleside on the Bay, TX — population 602
- Gregory, TX — population 1,724
- Aransas Pass, TX — population 8,923
- Corpus Christi, TX — population 316,595
- Portland, TX — population 20,481
- Port Aransas, TX — population 3,446
- Taft, TX — population 2,914
- Bayside, TX — population 273