Personal loans in Struble, IA
Struble is home to roughly 67 people and stands 873rd by size out of 940 Census places in Iowa. Struble, Iowa — home to about 67 people — is a small community, so the terms you are offered follow Iowa law rather than any local rule.
Struble shed about 1.5% of its population between the 2020 base and the 2023 estimate. Begin with the payment, then weigh APR and total interest across the lenders that reach Struble's 67 residents. Every figure below is Iowa's own, applied to Struble's 67 residents, with the publisher and retrieval date attached. For a bigger market, look to Maurice, IA about 5 miles away.
Struble: the sourced local profile
Two layers matter for a Struble borrower: the local population picture and Iowa's consumer-lending statutes.
- Population: a Census-estimated 67, 873rd among Iowa's 940 places (Vintage 2023).
- Population trend: About 1.5% below the 2020 Census base.
- Net change: roughly 1 fewer people than the 2020 Census counted.
- Size percentile: Struble sits ahead of around 7% of Iowa places, at 67 people.
- Density: the Census land area of 0.2 sq mi holds about 429 people per square mile.
- Land area rank: Struble's 0.2 square miles rank 889th of 940 places in Iowa.
- Share of state population: Struble's 67 residents are about 0.0% of Iowa.
- National standing: Struble ranks 18,713th of 19,457 US places.
- Growth in Iowa: Struble stands 525th by percentage change from 2020 to 2023, among 940 places.
- State comparison: Iowa's places average -0.7% for 2020-to-2023, against Struble's 1.5%.
- Density rank: Struble places 646th among Iowa's places by people per square mile.
- Against the state median: Struble runs about 429 residents per square mile, where the Iowa median is 672.
- Location: the Census Gazetteer records it at 42.8944, -96.1945.
- Nearest larger cities: Maurice (5 mi); Craig (6 mi); Brunsville (7 mi); Le Mars (8 mi); Ireton (9 mi). Living near a larger metro rarely changes what is available in Struble.
- Nearest smaller places: Fairview (27 mi); Maskell (42 mi); Obert (45 mi).
- Smaller neighbours: 5 places smaller than Struble sit within 50 miles.
- Within 100 miles: 382 places are larger than Struble.
Struble: area, density and distance
Inside Struble's boundaries lie about 0.2 square miles of land, with no significant water area recorded. That land carries about 429 people per square mile. Des Moines, the largest place in Iowa, is about 161 miles from Struble. Within 50 miles of Struble there are 103 larger Census places. By land area it ranks 889th of 940 Iowa places.
Before you apply in Struble
Before you hand your details to a lender in Struble, where the population is near 67:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Iowa regulator's records to confirm the lender is licensed here.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
None of these steps is Struble-specific: the same Iowa licensing and disclosure rules reach all 67 residents.
The anatomy of a Struble personal loan
With roughly 67 residents, Struble is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Struble loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Struble loan but raises total interest, so the smallest payment is not the cheapest loan.
Iowa rules behind a Struble personal loan
This table holds the Iowa rate and licensing rules for consumer loans made to Struble's 67 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Where Struble sits in Iowa
Against Iowa's other places, Struble accounts for about 0.0% of the state's population and ranks 873rd of 940 by size. On the 2020-to-2023 trend, Struble stands 525th among Iowa's 940 places — roughly the 44th percentile. At about 429 people per square mile, Struble is the 646th most densely settled place in Iowa. By land area, its 0.2 square miles rank 889th of 940 places in Iowa.
Common questions
What are my options in Struble if my credit is poor?
What loan size can I expect in Struble?
Do I have to pledge anything to borrow in Struble?
Does comparing loans in Struble cost me credit score points?
Nearby places
- Maurice, IA — population 272
- Brunsville, IA — population 129
- Le Mars, IA — population 10,618
- Craig, IA — population 76
- Ireton, IA — population 578
- Oyens, IA — population 94
- Orange City, IA — population 6,397
- Sioux Center, IA — population 8,543