Personal loans in Maurice, IA
For a borrower among the roughly 272 residents of Maurice, a personal loan is a tool whose cost turns on the terms, not the address. Maurice is one of 940 Census places in Iowa; its 272 residents put it at 580th.
A 2020-to-2023 comparison shows Maurice up by about 1.5%. Consumer lending that reaches Maurice's 272 residents is governed by Iowa statute; no city ordinance changes it. Use the calculator on this page to price an amount and term before you commit in Maurice. Borrowers who want a bigger city can look to Orange City, IA about 7 miles away.
Where Maurice stands
Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.
- Population: about 272, ranked 580th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
- Population trend: About 1.5% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 4 residents.
- Size percentile: Maurice's 272 people outrank roughly 38% of the places in Iowa.
- Density: the Census land area of 0.6 sq mi holds about 452 people per square mile.
- Land area rank: Maurice's 0.6 square miles rank 579th of 940 places in Iowa.
- Share of state population: Maurice's 272 residents are about 0.0% of Iowa.
- National rank: Maurice sits 15,459th by population among the 19,457 places in this dataset.
- Growth rank: Maurice's 2020-to-2023 change ranks 112th of 940 places in Iowa.
- Versus Iowa: the state average change is -0.7%, while Maurice moved 1.5%.
- Density in Iowa: Maurice ranks 637th by people per square mile.
- Density in context: Maurice's 452 people per square mile sit against a Iowa median of 672.
- Location: latitude 42.9661, longitude -96.1820 (Census Gazetteer).
- Nearest larger cities: Orange City (7 mi); Ireton (7 mi); Sioux Center (8 mi); Alton (9 mi); Le Mars (13 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Struble (5 mi); Craig (8 mi); Brunsville (12 mi), each with its own Census population profile.
- Smaller places within 50 miles: 31 of them.
- At 100 miles: 257 larger Census places fall inside that radius.
Maurice on the map
Maurice covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 452 residents per square mile. The state's population centre of gravity, Des Moines, is roughly 163 miles away. Within 50 miles of Maurice there are 79 larger Census places. Within the same 50 miles lie 31 smaller Census places.
What shapes a Maurice personal loan
With roughly 272 residents, Maurice is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Maurice's rank of 580th in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Maurice loan but raises total interest, so the smallest payment is not the cheapest loan.
What to do before borrowing in Maurice
Complete these steps first when you borrow in Maurice (272 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Iowa regulator's licence records before you sign.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
The process is identical across Iowa; what changes is your credit file, not the fact that Maurice holds 272 people.
The Iowa lending rules that reach Maurice
The rows below set out what a licensed lender must follow in Iowa, and so for Maurice's roughly 272 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
What is available to Maurice borrowers
Maurice is a lightly settled community of about 272 people, with 79 larger places inside a 50-mile radius. Whether Maurice has a local branch or not, a Iowa-licensed lender can serve its 272 people online on the same terms. For a larger market, the closest option is Orange City, IA about 7 miles away.
Common questions
What are my options in Maurice if my credit is poor?
What loan size can I expect in Maurice?
Do I have to pledge anything to borrow in Maurice?
Does comparing loans in Maurice cost me credit score points?
Nearby places
- Struble, IA — population 67
- Sioux Center, IA — population 8,543
- Orange City, IA — population 6,397
- Ireton, IA — population 578
- Craig, IA — population 76
- Alton, IA — population 1,243
- Brunsville, IA — population 129
- Le Mars, IA — population 10,618