Personal loans in Craig, IA
Craig is a small community of about 76 residents, and a personal loan taken out here is governed by Iowa statute. By population, Craig sits at 856th in Iowa, with an estimated 76 residents.
For a bigger market, look to Ireton, IA about 6 miles away. Craig lost roughly 1.3% of its population across the 2020-to-2023 comparison. A lender that serves Craig operates under Iowa lending statutes and a Iowa supervisor. Read the disclosure for an origination fee and any prepayment penalty before signing in Craig.
Craig by the numbers
Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.
- Population: 76 — Craig ranks 856th of 940 communities in Iowa (US Census Bureau, Vintage 2023).
- Population trend: About 1.3% below the 2020 Census base.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: Craig's 76 people outrank roughly 9% of the places in Iowa.
- Population density: about 864 people per square mile across 0.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Craig's 0.1 square miles rank 930th of 940 places in Iowa.
- State share: roughly 0.0% of Iowa's residents live in Craig (76 people).
- National rank: Craig is 18,545th of 19,457 places nationwide.
- Growth rank: Craig's 2020-to-2023 change ranks 485th of 940 places in Iowa.
- Versus Iowa: the state average change is -0.7%, while Craig moved 1.3%.
- Density rank: Craig is the 345th most densely settled place in Iowa.
- Against the state median: Craig runs about 864 residents per square mile, where the Iowa median is 672.
- Location: latitude 42.8955, longitude -96.3096 (Census Gazetteer).
- Nearest larger cities: Ireton (6 mi); Brunsville (6 mi); Maurice (8 mi); Le Mars (10 mi); Hawarden (11 mi). Larger metros often have more branches, but online lenders reach Craig on the same terms.
- Smaller places close by: Struble (6 mi); Chatsworth (10 mi); Fairview (24 mi).
- Within a 50-mile radius: 8 smaller Census places.
- Larger places within 100 miles: 360.
Land, water and location for Craig
Inside Craig's boundaries lie about 0.1 square miles of land, with no significant water area recorded. That land carries about 864 people per square mile. Des Moines, the largest place in Iowa, is about 166 miles from Craig. A 50-mile radius around Craig takes in 105 places that are larger. By land area it ranks 930th of 940 Iowa places.
What a Craig borrower is actually offered
A Craig personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 76 residents. The APR tracks your credit score rather than Craig's rank of 856th in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Craig loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Craig against the rest of Iowa
Craig is the 856th-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 485th of 940 Iowa places, putting it near the 48th percentile for growth. By density, at about 864 people per square mile, it ranks 345th in Iowa. Between 2020 and 2023 the count changed by roughly 1 residents.
Which Iowa laws govern a loan in Craig
The rows below set out what a licensed lender must follow in Iowa, and so for Craig's roughly 76 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Lender access in Craig
Craig is a moderately settled community of about 76 people, with 105 larger places inside a 50-mile radius. Lenders licensed in Iowa reach Craig's 76 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Ireton, IA about 6 miles away.
Common questions
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Nearby places
- Ireton, IA — population 578
- Brunsville, IA — population 129
- Struble, IA — population 67
- Maurice, IA — population 272
- Le Mars, IA — population 10,618
- Merrill, IA — population 710
- Hawarden, IA — population 2,644
- Chatsworth, IA — population 74