Personal loans in Strawn, TX
A personal loan in Strawn is priced from your credit file and income, not from the fact that the city holds 561 people. Strawn added about 3.5% to its population between the 2020 base and the 2023 estimate.
Strawn is one of 1,224 Census places in Texas; its 561 residents put it at 947th. Begin with the payment, then weigh APR and total interest across the lenders that reach Strawn's 561 residents. For the 561 people in Strawn, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Borrowers who want a bigger city can look to Ranger, TX about 12 miles away.
Borrowing in Strawn: the local picture
Set out below is Strawn's local context next to the state-level rules that reach every lender here.
- Population: 561 residents; Strawn is the 947th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 3.5%.
- Absolute change: 19 residents added between 2020 and 2023.
- Size percentile: about 23% of Texas communities are smaller than Strawn (561 residents).
- Land and density: 0.8 square miles of land carry roughly 720 residents per square mile.
- Land area rank: Strawn's 0.8 square miles rank 1,073rd of 1,224 places in Texas.
- State share: roughly 0.0% of Texas's residents live in Strawn (561 people).
- Nationally: Strawn is the 12,698th-largest of 19,457 Census places in the dataset.
- Growth in Texas: Strawn stands 536th by percentage change from 2020 to 2023, among 1,224 places.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Strawn's 3.5%.
- Density rank: Strawn is the 708th most densely settled place in Texas.
- Density vs Texas: Strawn's 720 people per square mile compare with a state median of 840.
- Location: it lies at 32.5508, -98.4981 in the Census Gazetteer.
- Nearest larger cities: Ranger (12 mi); Eastland (21 mi); Gorman (25 mi); Breckenridge (28 mi); Stephenville (28 mi). Online lenders reach Strawn no matter how far the nearest branch is.
- Smaller communities within reach: Mingus (4 mi); Gordon (8 mi); Lipan (26 mi).
- Smaller neighbours: 13 places smaller than Strawn sit within 50 miles.
- At 100 miles: 176 larger Census places fall inside that radius.
What is available to Strawn borrowers
With about 720 residents per square mile, Strawn is moderately settled, and 25 larger Census places sit within 50 miles. Distance to a branch rarely matters for Strawn's 561 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Ranger, TX about 12 miles away.
Texas rules behind a Strawn personal loan
Texas has no separate rate rule for Strawn; the sourced rows below are what reach every lender that serves its 561 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Before you apply in Strawn
These steps shape the offer you get in Strawn, a place of about 561 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Texas licence with the regulator listed on this page.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
In Strawn as elsewhere in Texas, the written terms — not the advertisement — are what count for its 561 residents.
Strawn's place among Texas's 1,224 places
Set beside Texas's 1,224 places, Strawn ranks 947th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 536th of 1,224 Texas places, putting it near the 56th percentile for growth. Its roughly 720 residents per square mile place it 708th among Texas's places. By land area, its 0.8 square miles rank 1,073rd of 1,224 places in Texas.
Strawn: area, density and distance
Strawn's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 720 residents per square mile. The largest place in Texas, Houston, lies about 265 miles away. A 50-mile radius around Strawn takes in 25 places that are larger. Within the same 50 miles lie 13 smaller Census places.
Common questions
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Nearby places
- Mingus, TX — population 236
- Gordon, TX — population 489
- Ranger, TX — population 2,282
- Eastland, TX — population 3,645
- Gorman, TX — population 984
- Carbon, TX — population 287
- Stephenville, TX — population 21,946
- De Leon, TX — population 2,337