Personal loans in Gordon, TX
Census figures put the 2020-to-2023 increase in Gordon at about 4.3%. By population, Gordon sits at 984th in Texas, with an estimated 489 residents.
A lender serving Gordon holds a Texas licence and answers to a Texas regulator; no city office is involved for its 489 residents. Pull your credit reports and line up at least three offers before you apply from Gordon. Consumer lending that reaches Gordon's 489 residents is governed by Texas statute; no city ordinance changes it. The nearest larger metro is Strawn, TX about 8 miles away.
The Gordon data picture
Gordon is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 489 people, a figure that places Gordon 984th among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 4.3% from 2020 to 2023.
- Absolute change: 20 residents added between 2020 and 2023.
- Size percentile: Gordon sits ahead of around 20% of Texas places, at 489 people.
- Population density: about 504 people per square mile (Census land area 1.0 sq mi).
- Land area: Gordon covers 1.0 square miles, the 1,025th-largest area among Texas's 1,224 places.
- Share of Texas: Gordon holds about 0.0% of the state's population, some 489 people.
- Nationally: Gordon is the 13,259th-largest of 19,457 Census places in the dataset.
- Growth rank: Gordon ranks 482nd among Texas's 1,224 places for the 2020-to-2023 change.
- Versus Texas: the state average change is +6.5%, while Gordon moved 4.3%.
- Density in Texas: Gordon ranks 879th by people per square mile.
- Against the state median: Gordon runs about 504 residents per square mile, where the Texas median is 840.
- Location: the Census Gazetteer records it at 32.5455, -98.3672.
- Nearest larger cities: Strawn (8 mi); Ranger (19 mi); Lipan (19 mi); Stephenville (24 mi); Dennis (25 mi). Lenders licensed in the state serve Gordon whether or not they keep a local branch.
- Smaller communities close by: Mingus (3 mi); Millsap (25 mi); Cool (27 mi), each with its own Census population profile.
- Within a 50-mile radius: 10 smaller Census places.
- Larger places within 100 miles: 205.
What shapes a Gordon personal loan
Gordon is a small community of about 489 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Gordon's 489 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Gordon loan is knowable in advance — unlike a revolving card balance.
Before you apply in Gordon
Before you hand your details to a lender in Gordon, where the population is near 489:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Texas licence with the regulator listed on this page.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
What differs between Gordon and the rest of Texas is not the process but the borrower's own file, among the 489 people here.
Borrowing reach in Gordon
Gordon is moderately settled, with about 504 people per square mile and 35 larger places within 50 miles. Whether Gordon has a local branch or not, a Texas-licensed lender can serve its 489 people online on the same terms. The nearest larger city, Strawn, TX about 8 miles away.
The state rulebook for Gordon
Texas has no separate rate rule for Gordon; the sourced rows below are what reach every lender that serves its 489 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Where Gordon sits in Texas
Gordon is the 984th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 482nd of 1,224 Texas places, putting it near the 61th percentile for growth. At about 504 people per square mile, Gordon is the 879th most densely settled place in Texas. The population moved by about 20 people between 2020 and 2023, a 4.3% shift.
Common questions
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Nearby places
- Mingus, TX — population 236
- Strawn, TX — population 561
- Ranger, TX — population 2,282
- Lipan, TX — population 533
- Stephenville, TX — population 21,946
- Mineral Wells, TX — population 15,454
- Graford, TX — population 717
- Millsap, TX — population 414