Personal loans in Gordon, TX

Census figures put the 2020-to-2023 increase in Gordon at about 4.3%. By population, Gordon sits at 984th in Texas, with an estimated 489 residents.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A lender serving Gordon holds a Texas licence and answers to a Texas regulator; no city office is involved for its 489 residents. Pull your credit reports and line up at least three offers before you apply from Gordon. Consumer lending that reaches Gordon's 489 residents is governed by Texas statute; no city ordinance changes it. The nearest larger metro is Strawn, TX about 8 miles away.

The Gordon data picture

Gordon is a small community; the notes below cover its population profile and the statewide rules that apply.

What shapes a Gordon personal loan

Gordon is a small community of about 489 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Gordon's 489 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Gordon loan is knowable in advance — unlike a revolving card balance.

Before you apply in Gordon

Before you hand your details to a lender in Gordon, where the population is near 489:

  1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
  2. Model the payment on the calculator before a lender models it for you.
  3. Shop at least three lenders and judge them on APR and total cost.
  4. Verify the lender's Texas licence with the regulator listed on this page.
  5. Borrow only what the purpose requires, not the maximum you are offered.
  6. Write down the purpose of the loan and your repayment plan before you apply.
  7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

What differs between Gordon and the rest of Texas is not the process but the borrower's own file, among the 489 people here.

Borrowing reach in Gordon

Gordon is moderately settled, with about 504 people per square mile and 35 larger places within 50 miles. Whether Gordon has a local branch or not, a Texas-licensed lender can serve its 489 people online on the same terms. The nearest larger city, Strawn, TX about 8 miles away.

The state rulebook for Gordon

Texas has no separate rate rule for Gordon; the sourced rows below are what reach every lender that serves its 489 people.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001)
Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law.
Texas Legislature (Texas Constitution and Statutes)
as of 2026-09-16
Payday lending statusLegal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393)
Source says: the credit access business that serves as the broker is the licensee in this regulated industry
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16

Where Gordon sits in Texas

Gordon is the 984th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 482nd of 1,224 Texas places, putting it near the 61th percentile for growth. At about 504 people per square mile, Gordon is the 879th most densely settled place in Texas. The population moved by about 20 people between 2020 and 2023, a 4.3% shift.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Gordon if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Gordon is the same as anywhere in Texas.
What loan size can I expect in Gordon?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Gordon?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Gordon cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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