Personal loans in Carbon, TX

Carbon: population, trend and location

Carbon is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 287, ranked 1,097th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: Up about 3.2% from the 2020 Census base to the 2023 estimate.
• Absolute change: 9 residents added between 2020 and 2023.
• Size percentile: roughly 10% of Texas's places have fewer residents than Carbon's 287.
• Population density: about 280 people per square mile (Census land area 1.0 sq mi).
• Land area: Carbon covers 1.0 square miles, the 1,002nd-largest area among Texas's 1,224 places.
• State population share: Carbon accounts for about 0.0% of everyone in Texas.
• National rank: Carbon is the 15,257th most populous of the 19,457 Census places covered here.
• Growth rank: Carbon's 2020-to-2023 change ranks 553rd of 1,224 places in Texas.
• Against the state trend: Carbon's 3.2% change compares with a Texas average of +6.5% across its 1,224 places.
• Density in Texas: Carbon ranks 1,052nd by people per square mile.
• Density vs Texas: Carbon's 280 people per square mile compare with a state median of 840.
• Location: mapped by the US Census Bureau at 32.2684, -98.8272.
• Nearest larger cities: Eastland (9 mi); Gorman (10 mi); Cisco (12 mi); Rising Star (14 mi); Ranger (16 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Putnam (23 mi); Moran (28 mi); Mingus (30 mi).
• Within a 50-mile radius: 3 smaller Census places.
• Within 100 miles: 144 places are larger than Carbon.

A pre-application checklist for Carbon

Complete these steps first when you borrow in Carbon (287 residents):

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a Texas licence by checking the regulator named above.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Test the payment against your current bills before you commit.
7. Weigh a shorter term's higher payment against the interest it saves.

In Carbon as elsewhere in Texas, the written terms — not the advertisement — are what count for its 287 residents.

Lender access in Carbon

At roughly 280 people per square mile, Carbon is lightly settled; 24 larger places lie within 50 miles. Whether Carbon has a local branch or not, a Texas-licensed lender can serve its 287 people online on the same terms. The nearest larger city, Eastland, TX about 9 miles away.

Carbon's place among Texas's 1,224 places

Set beside Texas's 1,224 places, Carbon ranks 1,097th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 553rd of 1,224 Texas places, putting it near the 55th percentile for growth. At about 280 people per square mile, Carbon is the 1,052nd most densely settled place in Texas. Between 2020 and 2023 the count changed by roughly 9 residents.

Carbon: area, density and distance

Carbon covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 280 people per square mile. The state's population centre of gravity, Houston, is roughly 266 miles away. Counting outward 50 miles, 24 larger communities surround Carbon. By land area it ranks 1,002nd of 1,224 Texas places.

The state rulebook for Carbon

Read the table as a lender's compliance picture for Carbon: the rule, the sourced figure, the publisher and the date.