Personal loans in Stapleton, NE
Lenders active in Stapleton report to a Nebraska supervisor, identified in the sourced rows below.
Stapleton, Nebraska — home to about 246 people — is a small community, so the terms you are offered follow Nebraska law rather than any local rule. An estimated 246 people make their home in Stapleton, a figure that ranks 299th in Nebraska. Stapleton lost roughly 8.6% of its population across the 2020-to-2023 comparison. If debt is already a strain, a nonprofit credit counsellor can help Stapleton residents before they take on more. The nearest larger metro is Arnold, NE about 17 miles away.
Stapleton: the sourced local profile
What follows is Stapleton's place in the Census record, alongside the Nebraska rules that govern a personal loan made here.
- Population: 246 people, a figure that places Stapleton 299th among the 527 Census places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: Down about 8.6% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 23 fewer people than the 2020 Census counted.
- Size percentile: Stapleton's 246 people outrank roughly 43% of the places in Nebraska.
- Density: roughly 980 residents per square mile, spread over 0.3 sq mi of land.
- Land area rank: Stapleton's 0.3 square miles rank 385th of 527 places in Nebraska.
- State share: roughly 0.0% of Nebraska's residents live in Stapleton (246 people).
- Nationally: Stapleton is the 15,825th-largest of 19,457 Census places in the dataset.
- Growth rank: Stapleton's 2020-to-2023 change ranks 525th of 527 places in Nebraska.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Stapleton's 8.6%.
- Density rank: Stapleton is the 207th most densely settled place in Nebraska.
- Against the state median: Stapleton runs about 980 residents per square mile, where the Nebraska median is 830.
- Location: latitude 41.4802, longitude -100.5126 (Census Gazetteer).
- Nearest larger cities: Arnold (17 mi); North Platte (27 mi); Maxwell (28 mi); Brady (33 mi); Callaway (33 mi). Online lenders reach Stapleton no matter how far the nearest branch is.
- Smaller places close by: Gandy (3 mi); Halsey (32 mi); Dunning (32 mi).
- Within a 50-mile radius: 7 smaller Census places.
- Larger places within 100 miles: 59.
Stapleton against the rest of Nebraska
Stapleton is the 299th-largest of 527 Census places in Nebraska and contains about 0.0% of the state's people. For population change between 2020 and 2023, Stapleton ranks 525th of 527 in Nebraska (about the 0th percentile). At about 980 people per square mile, Stapleton is the 207th most densely settled place in Nebraska. Within 50 miles sit 7 smaller Census places, alongside the 11 that are larger.
How lenders reach Stapleton
With about 980 residents per square mile, Stapleton is moderately settled, and 11 larger Census places sit within 50 miles. A Nebraska licence lets a lender serve Stapleton without a local office, so branch density does not change what its 246 residents are offered. The nearest bigger place is Arnold, NE about 17 miles away.
What a Stapleton borrower is actually offered
A Stapleton personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 246 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Stapleton. Shortening the term on a Stapleton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Stapleton sits
Stapleton covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 246 residents, the land area yields roughly 980 people per square mile. For the state's biggest city, Omaha, the distance is roughly 232 miles. A 50-mile radius around Stapleton takes in 11 places that are larger. Within the same 50 miles lie 7 smaller Census places.
What Nebraska law requires in Stapleton
For the roughly 246 residents of Stapleton, the rules below are Nebraska's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- Gandy, NE — population 31
- Arnold, NE — population 591
- Maxwell, NE — population 249
- North Platte, NE — population 22,523
- Brady, NE — population 368
- Halsey, NE — population 64
- Thedford, NE — population 211
- Dunning, NE — population 81