Personal loans in Brady, NE
At about 368 residents, Brady is larger than roughly 57% of the places in Nebraska. The roughly 368 people who live in Brady borrow under Nebraska rules; city hall sets no personal-loan rate.
Use the calculator on this page to price an amount and term before you commit in Brady. Consumer lending that reaches Brady's 368 residents is governed by Nebraska statute; no city ordinance changes it. Census figures put the 2020-to-2023 decrease in Brady at about 4.4%. The nearest larger city is Gothenburg, NE about 13 miles away.
What the Census records for Brady
Read the local figures below as context; read the sourced Nebraska table as the rulebook a lender here must follow.
- Population: 368 residents; Brady is the 229th-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 4.4% since the 2020 count.
- Absolute change: 17 residents lost between 2020 and 2023.
- Size percentile: roughly 57% of Nebraska places rank below Brady.
- Land and density: 0.3 square miles of land carry roughly 1,122 residents per square mile.
- By land area: Brady ranks 316th among Nebraska's 527 places, at 0.3 sq mi.
- Within Nebraska: about 0.0% of the state's population lives in Brady.
- National rank: Brady is the 14,429th most populous of the 19,457 Census places covered here.
- Growth rank: Brady ranks 492nd among Nebraska's 527 places for the 2020-to-2023 change.
- Versus Nebraska: the state average change is -0.6%, while Brady moved 4.4%.
- Density rank: Brady places 163rd among Nebraska's places by people per square mile.
- Against the state median: Brady runs about 1,122 residents per square mile, where the Nebraska median is 830.
- Location: 41.0223, -100.3676 (Census Gazetteer coordinates).
- Nearest larger cities: Gothenburg (13 mi); North Platte (21 mi); Cozad (23 mi); Curtis (28 mi); Arnold (29 mi). Online lenders reach Brady no matter how far the nearest branch is.
- Nearest smaller towns: Maxwell (9 mi); Moorefield (23 mi); Farnam (23 mi) — useful context for the surrounding area.
- Smaller neighbours: 16 places smaller than Brady sit within 50 miles.
- Within 100 miles: 55 places are larger than Brady.
Nebraska rules behind a Brady personal loan
This table holds the Nebraska rate and licensing rules for consumer loans made to Brady's 368 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Borrowing reach in Brady
Brady is a moderately settled community of about 368 people, with 13 larger places inside a 50-mile radius. Distance to a branch rarely matters for Brady's 368 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Gothenburg, NE about 13 miles away.
How a Brady personal loan is priced
Most loans made to Brady's 368 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Brady. A longer term lowers the monthly payment on a Brady loan but raises total interest, so the smallest payment is not the cheapest loan.
Brady: area, density and distance
Brady covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,122 people per square mile. The largest place in Nebraska, Omaha, lies about 225 miles away. Brady has 13 larger places within a 50-mile radius. Within the same 50 miles lie 16 smaller Census places.
How Brady compares across Nebraska
Set beside Nebraska's 527 places, Brady ranks 229th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 492nd of 527 Nebraska places, putting it near the 7th percentile for growth. At about 1,122 people per square mile, Brady is the 163rd most densely settled place in Nebraska. In land area, Brady ranks 316th among Nebraska's 527 places.
Common questions
What are my options in Brady if my credit is poor?
What loan size can I expect in Brady?
Do I have to pledge anything to borrow in Brady?
Does comparing loans in Brady cost me credit score points?
Nearby places
- Maxwell, NE — population 249
- Gothenburg, NE — population 3,430
- Moorefield, NE — population 27
- Farnam, NE — population 176
- North Platte, NE — population 22,523
- Cozad, NE — population 3,933
- Curtis, NE — population 824
- Arnold, NE — population 591